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<br />200510883 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Adjustable <br />Rate Rider. <br /> <br />JEFFIjlltY P. G <br />('eV\ ' <br /> <br />ANNM. GRIMM <br /> <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />MULTlSTATE ADJUSTABLE RATE RIDER (LffiOR Index)--Single FamilY-Freddie M"" MODIFIED INSTRUMENT Fonn 31?Z lIOI (page 3 of 3 pages) <br />