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<br />..fter Recording Return To:
<br />THE MORTGAGE AUTHORITY, INC.
<br />9537 W. 87TH ST
<br />OVERLAND PARK, KANSAS 66212
<br />Loan Number: 050615002
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<br />[Space Above This Line For Recording Data]
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<br />DEED OF TRUST
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<br />MIN: 1004322-0050615002-0
<br />
<br />DEFINITIONS
<br />
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18,20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />
<br />(A) "Security Instrument" means this document, which is dated OCTOBER 26, 2005
<br />with all Riders to this document.
<br />(B) "Borrower" is TINA MURPHY, AN UNMARRIED WOMAN
<br />
<br />, together
<br />
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is THE MORTGAGE AUTHORITY, INC.
<br />
<br />Lender is a KANSAS CORPORATION
<br />and existing under the laws of KANSAS
<br />Lender's address is 9537 W. 87TH ST, OVERLAND PARK, KANSAS 66212
<br />
<br />organized
<br />
<br />(0) "Trustee" is~ --a\~_
<br />, rG-n.S n ciA tUYt
<br />
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated OCTOBER 26, 2005
<br />The Note states that Borrower owes Lender SEVENTY - NINE THOUSAND NINE HUNDRED AND
<br />00/100 Dollars (U.S. $ 79,900.00 ) plus interest.
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />NOVEMBER I, 2035
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. "
<br />(II) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under
<br />the Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />
<br />D Adjustable Rate Rider
<br />
<br />D Balloon Rider
<br />D 1-4 Family Rider
<br />
<br />D Condominium Rider
<br />D Planned Unit Development Rider
<br />D Biweekly Payment Rider
<br />
<br />D Second Home Rider
<br />D Other(s) [specify]
<br />
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non~appea]able judicia]
<br />opinions.
<br />
<br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS
<br />Form 3028 1/01 Page 1 of 10
<br />
<br />DocMagicel!t~ 800-549.1352
<br />www.docmagic.com
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