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<br />ter Recording Return To:
<br />PPI EQUITIES INC., DBA PACIFICA MORTGAGE, A
<br />CALIFORNIA COROPORATION--CRMLA 4130559
<br />6345 BALBOA BLVD., BLD 3 SUITE 270
<br />ENCINO, CALIFORNIA 91316
<br />Loan Number: 0031680416
<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />MIN:1001706- 0051003001 -7
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 1.8, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated OCTOBER 25, 2 0 05 together
<br />with all Riders to this document.
<br />(B) "Borrower" is ROLANDO A. GUERRA AND ANNA GLORIA GUERRA, HUSBAND
<br />AND WIFE
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is PP I EQUITIES INC., DBA PACIFICA MORTGAGE, A
<br />CALIFORNIA COROPORATION -CRMLA 4130559
<br />Lender is a organized
<br />and existing under the laws of CALIFORNIA
<br />Lender's address is 6345 BALBOA BLVD., BLD 3 SUITE 270, ENCINO,
<br />CALIFORNIA 91316
<br />(D) "Trustee" is TICOR TITLE INSURANCE COMPANY
<br />106 W. 11TH STREET, KANSAS CITY, MISSOURI 64105
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated OCTOBER 2 5, 2 0 0 5
<br />The Note states that Borrower owes Lender S IXTY -NINE THOUSAND SEVEN HUNDRED
<br />TWENTY-FIVE AND 00/100 Dollars (U. S. $ 69,725.00 ) plus interest.
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />NOVEMBER 1, 2035
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(II) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under
<br />the Note, and all sums due under this Security Instrument, plus interest.
<br />(n "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />®
<br />Adjustable Rate Rider
<br />❑
<br />rn
<br />❑ Second Home Rider
<br />.�
<br />Balloon Rider
<br />❑
<br />Planned Unit Development Rider
<br />® Other(s) [specify]
<br />®
<br />1 -4 Family Rider
<br />❑
<br />Biweekly Payment Rider
<br />ADDENDUM TO
<br />ADJUSTABLE RIDER
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<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 1.8, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated OCTOBER 25, 2 0 05 together
<br />with all Riders to this document.
<br />(B) "Borrower" is ROLANDO A. GUERRA AND ANNA GLORIA GUERRA, HUSBAND
<br />AND WIFE
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is PP I EQUITIES INC., DBA PACIFICA MORTGAGE, A
<br />CALIFORNIA COROPORATION -CRMLA 4130559
<br />Lender is a organized
<br />and existing under the laws of CALIFORNIA
<br />Lender's address is 6345 BALBOA BLVD., BLD 3 SUITE 270, ENCINO,
<br />CALIFORNIA 91316
<br />(D) "Trustee" is TICOR TITLE INSURANCE COMPANY
<br />106 W. 11TH STREET, KANSAS CITY, MISSOURI 64105
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated OCTOBER 2 5, 2 0 0 5
<br />The Note states that Borrower owes Lender S IXTY -NINE THOUSAND SEVEN HUNDRED
<br />TWENTY-FIVE AND 00/100 Dollars (U. S. $ 69,725.00 ) plus interest.
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />NOVEMBER 1, 2035
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(II) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under
<br />the Note, and all sums due under this Security Instrument, plus interest.
<br />(n "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />®
<br />Adjustable Rate Rider
<br />❑
<br />Condominium Rider
<br />❑ Second Home Rider
<br />❑
<br />Balloon Rider
<br />❑
<br />Planned Unit Development Rider
<br />® Other(s) [specify]
<br />®
<br />1 -4 Family Rider
<br />❑
<br />Biweekly Payment Rider
<br />ADDENDUM TO
<br />ADJUSTABLE RIDER
<br />(3) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial
<br />opinions.
<br />i
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<br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS DocMagiciltP� 800-649-1362
<br />Form 3028 1/01 Page 1 of 10 www.dacmagic.com
<br />Ne3028.=d.1.lcm 1111111111111111111111111111111111111111111111111111111111111111111111111111111
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