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<br />200510791 <br /> <br />BALLOON PAYMENT RIDER <br /> <br />THIS RIDER is attached to and made a part of that certain Deed of Trust from <br />DICK FIELDGROVE JR. AND PAM FIELDGROVE. HUSBAND AND WIFE <br /> <br />to MERITAGE MORTGAGE. <br />CORPORATION <br />dated OCTOBER 28. 2005 <br /> <br />, in the principal amount of $ 22.780.00 <br /> <br />Your monthly payments on the above loan are based on an amortization period of 360 months. <br />However, your loan will be payable in full at the end of 180 months. As a result, you will have a <br />balloon payment due on NOVEMBER 01. 2020 <br /> <br />A balloon payment exists when your monthly installments of principal and interest do not fully <br />reduce your debt obligation by the end of your loan period. The balance of the loan which remains <br />unpaid when your loan matures is due in one lump sum. This lump sum is known as a balloon payment. <br /> <br /> <br />v-J.8 .-OS <br />DATE <br /> <br />FIELD GROVE <br /> <br />DDS-TRl! <br />