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State of Nebraska
<br />200316579
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<br />State of Nebraska County of Hamilton
<br />Filed for record /cL— 20
<br />atc;E� M, and recorded in
<br />Book 1 Ito page /G
<br />f>Q�Y11 in ,uAk/ ounty Clerk
<br />acL Deputy
<br />Space Above This Line For Recording Data
<br />DEED OF TRUST
<br />(With Future Advance Clause)
<br />Construction Security Agreement
<br />❑ Master form recorded by .............................
<br />1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is .................11.26 ;2003.. , , . . . ... . . , . . , .
<br />and the parties, their addresses and tax identification numbers, if required, are as follows:
<br />TRUSTOR: Kevin J. Smoyer and Sandra K. Smoyer, Husband and Wife
<br />3820 Hampton Rd
<br />Grand Island, NE 68803
<br />505 - 78.9209, 505. 72.4051
<br />❑ If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and
<br />acknowledgments.
<br />TRUSTEE: Heritage Bank
<br />1333 N. Webb Road
<br />Grand Island, NE 68802.5138
<br />47. 0098350
<br />BENEFICIARY: Heritage Bank
<br />Organized and existing under the laws of the state of Nebraska
<br />1333 North Webb Road
<br />P.O. Box 5138 Grand Island, NE 68802
<br />47. 0098350
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to
<br />secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably
<br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described
<br />property: Lot Fifteen (15), Sunset Terrace Subdivision, Hamilton County, Nebraska
<br />Lot Twenty (20), Kentish Hills Subdivision, Hall County, Nebraska
<br />The property is located in ............................. Hamilton ............................. at Canyon Dr ...............................
<br />(County)
<br />............................. ............................... > ...................... P.hiJlips...................... , Nebraska ........68865........
<br />(Address) (City) (ZIP Code)
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian
<br />rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may
<br />now, or at any time in the future, be part of the real estate described above (all referred to as "Property ").
<br />3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time shall
<br />not exceed $ 1.$ 0, 00., Q0 ........ ............................... This limitation of amount does not include interest and other fees
<br />and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under
<br />the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants contained in this
<br />Security Instrument.
<br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows:
<br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(s) or other evidence of debt described
<br />below and all their extensions, renewals, modifications or substitutions. (When referencing the debts below it is
<br />suggested that you include items such as borrowers' names, note amounts, interest rates, maturity dates, etc.)
<br />Kevin and Sandra Smoyer Heritage Bank note dated 11126103
<br />NEBRASKA - DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA USE) (page 1 of14)
<br />M © 1994 Bankers Systems, Inc., St. Cloud, MN Form RE -DT -NE 1/30/2002
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