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;0 <br />n <br />n <br />rn <br />T <br />= <br />D <br />c <br />n <br />CA <br />n Z <br />rnD <br />n v- <br />O <br />n y <br />(. <br />-1 <br />�= T <br />r <br />CD <br />3: <br />rf: <br />C7 <br />--e <br />CD <br />rn <br />C-) <br />Q <br />O <br />Co <br />rT, <br />�, <br />�:� <br />►-► <br />5 <br />o, <br />�- :j <br />r— T" <br />Cn <br />2 <br />�a <br />►-� <br />O <br />D <br />co <br />cording Return To: l0WA ' <br />�°� <br />cn <br />co <br />` 9 v-r'y E!lInwood <br />AGE 8��T>?C"`'�` <br />Cn <br />Z <br />800 WEST 3RD STREET <br />200316489 <br />0 <br />HASTINGS NEBRASKA 68901 <br />Loan Number: 08 -0326 <br />[Space Above This <br />Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated DECEMBER 22, 2 0 0 3 , together <br />with all Riders to this document. <br />(B) 'Borrower" is RANDY P. SADD AND JOD I L. SADD HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a BANKING CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 800 WEST 3RD STREET, HASTINGS, NEBRASKA 68901 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is TIERONE BANK 1235 N STREET LINCOLN, NE 68508 <br />(E) "Note" means the promissory note signed by Borrower and dated DECEMBER 22, 2 0 0 3 <br />The Note states that Borrower owes Lender SEVENTY NINE THOUSAND AND 00/100 <br />Dollars (U.S. $ 7 9, 0 0 0. 0 0 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than JANUARY 1, 2024 <br />(IF) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 13 <br />N60281.dot <br />DocMagk r o 800- 649 -1362 <br />www.docmagic.com <br />iunumumum im nnn niimmm m mnuium iIM <br />