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DEED OF TRUST 200316460
<br />Loan No: 121193 (Continued) Page 6
<br />without limitation a guaranty of all or part of the Note.
<br />Hazardous Substances. The words "Hazardous Substances" mean materials that, because of their quantity, concentration or
<br />physical, chemical or infectious characteristics, may cause or pose a present or potential hazard to human health or the environment
<br />when improperly used, treated, stored, disposed of, generated, manufactured, transported or otherwise handled. The words
<br />"Hazardous Substances" are used in their very broadest sense and include without limitation any and all hazardous or toxic
<br />substances, materials or waste as defined by or listed under the Environmental Laws. The term "Hazardous Substances" also
<br />includes, without limitation, petroleum and petroleum by- products or any fraction thereof and asbestos.
<br />Improvements. The word "Improvements" means all existing and future improvements, buildings, structures, mobile homes affixed on
<br />the Real Property, facilities, additions, replacements and other construction on the Real Property.
<br />Indebtedness. The word "Indebtedness" means all principal, interest, and other amounts, costs and expenses payable under the Note
<br />or Related Documents, together with all renewals of, extensions of, modifications of, consolidations of and substitutions for the Note
<br />or Related Documents and any amounts expended or advanced by Lender to discharge Trustor's obligations or expenses incurred by
<br />Trustee or Lender to enforce Trustor's obligations under this Deed of Trust, together with interest on such amounts as provided in this
<br />Deed of Trust.
<br />Lender. The word "Lender" means Geneva State Bank, its successors and assigns. The words "successors or assigns" mean any
<br />person or company that acquires any interest in the Note.
<br />Note. The word "Note" means the promissory note dated December 18, 2003, in the original principal amount Of
<br />$145,000.00 from Trustor to Lender, together with all renewals of, extensions of, modifications of, refinancings of, consolidations
<br />of, and substitutions for the promissory note or agreement.
<br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal property now or
<br />hereafter owned by Trustor, and now or hereafter attached or affixed to the Real Property; together with all accessions, parts, and
<br />additions to, all replacements of, and all substitutions for, any of such property; and together with all proceeds (including without
<br />limitation all insurance proceeds and refunds of premiums) from any sale or other disposition of the Property.
<br />Property. The word "Property" means collectively the Real Property and the Personal Property.
<br />Real Property. The words "Real Property" mean the real property, interests and rights, as further described in this Deed of Trust.
<br />Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan agreements, environmental
<br />agreements, guaranties, security agreements, mortgages, deeds of trust, security deeds, collateral mortgages, and all other
<br />instruments, agreements and documents, whether now or hereafter existing, executed in connection with the Indebtedness.
<br />Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and other benefits derived
<br />from the Property.
<br />Trustee. The word "Trustee" means GENEVA STATE BANK, whose address is P.O. Box 313, Geneva, NE 68361 and any substitute
<br />or successor trustees.
<br />Trustor. The word " Trustor" means Joel B. Shafer.
<br />TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND TRUSTOR AGREES TO ITS TERMS
<br />TRUSTOR:
<br />X
<br />J hafer, Ind' idually
<br />INDIVIDUAL ACKNOWLEDGMENT
<br />STATE OF ,) IIII (` a.,s 1 GENERAL. NOTARY- State of Nebraska
<br />¢�� ( ► SS SCOTrC. KISSLER
<br />COUNTY OF ) My�. Exp. J l)t7,2006
<br />On this day before me, the undersigned Notary Public, personally appeared Joel B. Shafer, Single Person(s), to me known to be the
<br />individual described in and who executed the Deed of Trust, and acknowledged that he or she signed the Deed of Trust as his or her free
<br />and voluntary act and deed, for the uses and purposes therein mentioned.
<br />Given under my hand and official seal this \ day of A 20 3
<br />BY
<br />Notary Public in and for the State of
<br />Residing at
<br />My commission expires
<br />REQUEST FOR FULL RECONVEYANCE
<br />(To be used only when obligations have been paid in full)
<br />To: , Trustee
<br />The undersigned is the legal owner and holder of all Indebtedness secured by this Deed of Trust. All sums secured by this Deed of Trust
<br />have been fully paid and satisfied. You are hereby directed, upon payment to you of any sums owing to you under the terms of this Deed
<br />of Trust or pursuant to any applicable statute, to cancel the Note secured by this Deed of Trust (which is delivered to you together with
<br />this Deed of Trust), and to reconvey, without warranty, to the parties designated by the terms of this Deed of Trust, the estate now held
<br />by you under this Deed of Trust. Please mail the reconveyance and Related Documents to:
<br />Date:
<br />Beneficiary:
<br />By:
<br />Its:
<br />LASER PRO Lmdin9, Va. 5.22.00.003 Cop,. Harland Financial S"lutione, Ina. 1997, 2003, All Rights Rero W. - NE FALENDING \CFRLPL\GO1.FC TA-5213 PR -5
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