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20031643'7 <br />a financial institution to debit or credit an account. Such term includes, but is not limited to, <br />point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire <br />transfers, and automated clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or <br />proceeds paid by any third party (other than insurance proceeds paid under the coverages <br />described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or <br />other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) <br />misrepresentations of, or omissions as to, the value and /or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or <br />default on, the Loan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and <br />interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) <br />and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended <br />from time to time, or any additional or successor legislation or regulation that governs the same <br />subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and <br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan <br />does not qualify as a "federally related mortgage loan" under RESPA. <br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, <br />whether or not that party has assumed Borrower's obligations under the Note and /or this Security <br />Instrument. <br />TRANSFER OF RIGHTS IN THE PROPERTY <br />This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, <br />extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and <br />agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably <br />grants and conveys to Trustee, in trust, with power of sale, the following described property <br />located in the COUNTY of HALL <br />[Type of Recording Jurisdiction] [Name of Recording Jurisdiction] <br />"LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF. <br />EXHIBIT "All <br />Parcel ID Number: 400210460 <br />4302 STONERIDGE PATH <br />GRAND ISLAND <br />( "Property Address "): <br />(0 -6(NE) (0005).02 <br />CVNE 07/14/03 11:56 AM 6278689218 <br />which currently has the address of <br />[Street] <br />[City] , Nebraska 68801 [zip Code] <br />Initials: <br />Paga 3 of 16 Form 3028 1/01 <br />