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2663.6426 (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interestunder the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (P) "RESPA" means the Real Estate SettlementProceduresAct (12 U.S.C. Section 2601 et seq.) and its implementingregulation, RegulationX (24 C.F.R. Part 3500), as they might be amendedfrom time to time, or any additionalor successor legislation or regulationthat governs the same subject matter.As used in this Security Instrument, "RESPA" refers to all requirementsand restrictions that are imposed in regard to a "federally related mortgage loan' even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and /or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrumentsecures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the PUBLIC RECORDS of HALL COUNTY [Type of Recording Jurisdiction] [Name of Recording Jurisdiction] THE SOUTHERLY FIFTY ONE AND EIGHT TENTHS (51.8) FEET OF LOT FIVE (5), IN BLOCK SIX (6), IN RUSSEL WHEELER'S ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA THIS IS A PURCHASE MONEY DEED OF TRUST Parcel ID Number: 400119994 815 N LOCUST GRAND ISLAND ( "Property Address "): which currently has the address of [Street] [city] , Nebraska 68801 [Zip Code] TOGETHERWITH all the improvementsnow or hereaftererectedon the property, and all easements, appurtenances,and fixtures now or hereaftera part of the property. All replacementsand additions shall also be covered by this Security Instrument.All of the foregoing is referredto in this Security Instrumentas the "Property." BORROWERCOVENANTSthat Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Propertyand that the Propertyis unencumbered except for encumbrancesof record. Borrower warrants and will defend generally the title to the Propertyagainst all claims and demands, subject to any encumbrances of record. Initials: -8 NE oo05 Page 3 of 15 Form 3028 1 /01