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200316371 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />NANCY FAVINGER - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />Witness: <br />Witness: <br />State of Nebraska <br />County of HALL <br />The foregoing instrument was acknowledged before me this 100 j6cl ob <br />by NANCY A FAVINGER <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />Si nature of Person Taking Acknowledgment <br />Lit) At'j Ur 1 (\J'4 U <br />Title <br />MARK D 1 RACY <br />.I MY COM ^MISSION EXPIRES <br />March 13, 2006 Serial Number, if any <br />(Seal) My commission expires: M Acu� ' 3 / <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS DocMagicAOP5� 800- 649 -1362 <br />Form 3028 1 /01 Page 13 of 13 www.docmagic.com <br />Ne302813.mzd <br />