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O <br />Z <br />N <br />�, <br />C <br />M <br />N <br />CD <br />--� <br />o <br />a <br />c-3 <br />Y <br />�; <br />2 <br />c <br />-J <br />uJ <br />4 <br />Q._ <br />W <br />^ <br />QCD <br />C�l <br />C\j <br />t <br />CZ) <br />N <br />V <br />w <br />Li <br />N <br />V <br />UJ <br />V <br />After recordint return -to: <br />n v <br />= <br />CITIFINANCIAL, L2NC. (MW <br />I.iJ <br />= V <br />LL. <br />� <br />3415 WEST STATE STREET <br />V V <br />GRAND ISLAND NE 68803 <br />DEED OF TRUST <br />THIS DEED OF TRUST is made this 18th day of December , 2003 among the Trustor, <br />RANDALL R HAINES (AS A SINGLE PERSON) <br />(herein "Borrower "), <br />Michael F. Kivett (herein <br />"Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD) , <br />a corporation organized and existing under the laws of Maryland , whose <br />address is 3415 WEST STATE STREET GRAND ISLAND NE 68803 (herein <br />"Lender "). <br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and <br />conveys to Trustee, in trust, with power of sale, the following described property located in the County of <br />HALL , State of Nebraska: <br />LOT THIRTEEN (13), R AND B SECOND SUBDIVISION TO THE CITY OF <br />GRAND ISLAND, HALL COUNTY, NEBRASKA. <br />which has the address of 4 0 9 7 ZOLA LANE GRAND ISLAND - <br />Nebraska 6 8 8 0 3 (herein "Property Address "); <br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, <br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such <br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the <br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter <br />referred to as the "Property"; <br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 12/18/2003 <br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 15, 278.22 , with interest thereon, <br />providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due <br />and payable on 01/23/2019 ;the payment of all other sums, with interest thereon, advanced in accordance herewith to <br />protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein <br />contained. <br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and <br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that <br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to <br />encumbrances of record. <br />Nebraska 26876-4 1/98 Original (Recorded) Copy (Branch) Copy (Customer) Page 1 of 5 <br />