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200316294 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />_ (Seal) <br />Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />Antho y J Graczyk - Borrower <br />i Qjkclu'��kj (Seal) <br />Erin J Graczyk - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />1797687 <br />(M-6(NE) (0005 ).01 Page 14 of 15 Form 3028 1101 <br />