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<br /> 77Tri-rdFnetown Bank"
<br />2015 N. Broadwell
<br />P.O. Box 1507
<br />Grand Island NE 68802 -1507 FOR RECORDER'S USE ONLY
<br />MODIFICATION OF DEED OF TRUST
<br />THIS MODIFICATION OF DEED OF TRUST dated December 10, 2003, is made and executed between
<br />CLIFFORD L RUZICKA and LORA B RUZICKA, 1314 W DIVISION ST, GRAND ISLAND, NE 68801 ( "Trustor ")
<br />and Five Points Bank, "Your Hometown Bank ", 2015 N. Broadwell, P.O. Box 1507, Grand Island, NE
<br />68802 -1507 ( "Lender ").
<br />DEED OF TRUST. Lender and Trustor have entered into a Deed of Trust dated November 17, 2000 (the "Deed of Trust ") which has been
<br />recorded in HALL County, State of Nebraska, as follows:
<br />RECORDED ON NOVEMER 27, 2000, AT HALL COUNTY REGISTER OF DEEDS, HALL COUNTY, NEBRASKA, AS INSTRUMENT NO.
<br />0200010237.
<br />REAL PROPERTY DESCRIPTION. The Deed of Trust covers the following described real property located in HALL County, State of
<br />Nebraska:
<br />LOT SEVEN (7), BLOCK ONE (1), ELM PLACE, AN ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br />The Real Property or its address is commonly known as 1314 W DIVISION ST, GRAND ISLAND, NE 68801.
<br />MODIFICATION. Lender and Trustor hereby modify the Deed of Trust as follows:
<br />EXTEND MATURITY DATE TO DECEMBER 15, 2008.
<br />CONTINUING VALIDITY. Except as expressly modified above, the terms of the original Deed of Trust shall remain unchanged and in full
<br />force and effect. Consent by Lender to this Modification does not waive Lender's right to require strict performance of the Deed of Trust
<br />as changed above nor obligate Lender to make any future modifications. Nothing in this Modification shall constitute a satisfaction of the
<br />promissory note or other credit agreement secured by the Deed of Trust (the "Note "). It is the intention of Lender to retain as liable all
<br />parties to the Deed of Trust and all parties, makers and endorsers to the Note, including accommodation parties, unless a party is expressly
<br />released by Lender in writing. Any maker or endorser, including accommodation makers, shall not be released by virtue of this
<br />Modification. If any person who signed the original Deed of Trust does not sign this Modification, then all persons signing below
<br />acknowledge that this Modification is given conditionally, based on the representation to Lender that the non - signing person consents to
<br />the changes and provisions of this Modification or otherwise will not be released by it. This waiver applies not only to any initial extension
<br />or modification, but also to all such subsequent actions.
<br />TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS MODIFICATION OF DEED OF TRUST AND TRUSTOR AGREES
<br />TO ITS TERMS. THIS MODIFICATION OF DEED OF TRUST IS DATED DECEMBER 10, 2003.
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<br /> 77Tri-rdFnetown Bank"
<br />2015 N. Broadwell
<br />P.O. Box 1507
<br />Grand Island NE 68802 -1507 FOR RECORDER'S USE ONLY
<br />MODIFICATION OF DEED OF TRUST
<br />THIS MODIFICATION OF DEED OF TRUST dated December 10, 2003, is made and executed between
<br />CLIFFORD L RUZICKA and LORA B RUZICKA, 1314 W DIVISION ST, GRAND ISLAND, NE 68801 ( "Trustor ")
<br />and Five Points Bank, "Your Hometown Bank ", 2015 N. Broadwell, P.O. Box 1507, Grand Island, NE
<br />68802 -1507 ( "Lender ").
<br />DEED OF TRUST. Lender and Trustor have entered into a Deed of Trust dated November 17, 2000 (the "Deed of Trust ") which has been
<br />recorded in HALL County, State of Nebraska, as follows:
<br />RECORDED ON NOVEMER 27, 2000, AT HALL COUNTY REGISTER OF DEEDS, HALL COUNTY, NEBRASKA, AS INSTRUMENT NO.
<br />0200010237.
<br />REAL PROPERTY DESCRIPTION. The Deed of Trust covers the following described real property located in HALL County, State of
<br />Nebraska:
<br />LOT SEVEN (7), BLOCK ONE (1), ELM PLACE, AN ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br />The Real Property or its address is commonly known as 1314 W DIVISION ST, GRAND ISLAND, NE 68801.
<br />MODIFICATION. Lender and Trustor hereby modify the Deed of Trust as follows:
<br />EXTEND MATURITY DATE TO DECEMBER 15, 2008.
<br />CONTINUING VALIDITY. Except as expressly modified above, the terms of the original Deed of Trust shall remain unchanged and in full
<br />force and effect. Consent by Lender to this Modification does not waive Lender's right to require strict performance of the Deed of Trust
<br />as changed above nor obligate Lender to make any future modifications. Nothing in this Modification shall constitute a satisfaction of the
<br />promissory note or other credit agreement secured by the Deed of Trust (the "Note "). It is the intention of Lender to retain as liable all
<br />parties to the Deed of Trust and all parties, makers and endorsers to the Note, including accommodation parties, unless a party is expressly
<br />released by Lender in writing. Any maker or endorser, including accommodation makers, shall not be released by virtue of this
<br />Modification. If any person who signed the original Deed of Trust does not sign this Modification, then all persons signing below
<br />acknowledge that this Modification is given conditionally, based on the representation to Lender that the non - signing person consents to
<br />the changes and provisions of this Modification or otherwise will not be released by it. This waiver applies not only to any initial extension
<br />or modification, but also to all such subsequent actions.
<br />TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS MODIFICATION OF DEED OF TRUST AND TRUSTOR AGREES
<br />TO ITS TERMS. THIS MODIFICATION OF DEED OF TRUST IS DATED DECEMBER 10, 2003.
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