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200316130 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />—� (Seal) <br />Jeff Kokes - Borrower <br />2t', 'Z x � Seal <br />Carla Kokes - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(M-GAME) (0005) Page 14 of 15 Form 3028 1/01 <br />m <br />