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Return To: <br />TierOne Bank <br />1235 'N' Street <br />Lincoln, NE 68508 <br />Prepared By: <br />Linda Jaspring <br />1235 'N' Street <br />Lincoln, NE 68508 <br />DEFINITIONS <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated December 10th, 2003 <br />together with all Riders to this document. <br />(B) "Borrower" is RAY M SAUNDERS and RAE ANN SAUNDERS, husband and wife, <br />jointly and each in their own right <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />M -6(NE) 1000501 <br />Page 1 of 15 Initials: <br />VMP MORTGAGE FORMS - (800)521 -729 <br />0110208255 <br />Form 3028 1/01 <br />[: <br />;0 <br />n <br />e) <br />rn <br />n <br />rn <br />N <br />^ -' <br />rn <br />—1 rT <br />N <br />J <br />r <br />L' <br />n <br />CD <br />Qtt <br />Ira <br />T <br />O <br />�{ <br />N <br />C-3 <br />-73 <br />T <br />r <br />,n. <br />Cn <br />00 <br />CD <br />=3' <br />N <br />cn <br />Ca <br />C <br />z <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated December 10th, 2003 <br />together with all Riders to this document. <br />(B) "Borrower" is RAY M SAUNDERS and RAE ANN SAUNDERS, husband and wife, <br />jointly and each in their own right <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />M -6(NE) 1000501 <br />Page 1 of 15 Initials: <br />VMP MORTGAGE FORMS - (800)521 -729 <br />0110208255 <br />Form 3028 1/01 <br />[: <br />