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200316048 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate ider. <br />(Seal) 6"4qQ'(J9' <br />(Seal) <br />- Borrower d - Borrower <br />BRIAN L. GREENWALT <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />ANGELICA M. GREENWALT <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(=-838R (0006) Page 4 of 4 Form 3138 1/01 <br />DDS -M38 <br />