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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />. (�� M 6�j_ (Seal) <br />DONALD M DAVID - Borrower <br />ld� (Seal) <br />MAR ET HORN - AVID - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />229622 <br />dM -6(NE) (0005) Page 14 of 15 Form 3028 1/01 <br />m cll� <br />