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200315846 <br />ADDENDUM TO ADJUSTABLE RATE RIDER <br />This addendum is made 1 1 / 2 5 / 2 0 0 3 and is incorporated into and deemed to <br />amend and supplement the adjustable rate rider of the same date. <br />The property covered by this addendum is described in the Security Instrument and located at: <br />911 EAST 13TH STREET GRAND ISLAND,NE 68801 <br />AMENDED PROVISONS <br />In addition to the provisions and agreements made in the Security Instrument, Uwe further covenant and <br />agree as follows: <br />ADJUSTABLE INTEREST RATE AND MONTHLY PAYMENT CHANGES <br />Limits on Interest Rate Changes <br />The interest rate I am required to pay at the first Change Date will not be greater than 1 1 . 7 5 0 0% or <br />less than 7 . 7 5 0 %. Thereafter, my adjustable interest rate will never be increased or decreased on any <br />single change date by more than one percentage point(s) ( 1 . o o %) from the rate of interest I have <br />been paying for the preceding six (6) months. My interest rate will never be greater than 1 4 . 7 5 0 0 %. My <br />interest rate will never be less than 7 . 7 5 0 %. <br />TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER <br />Uniform Covenant 18 of the Security Instrument is amended to read as follows: <br />Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, Interest in <br />the Property means any legal or beneficial interest in the Property, including, but not limited to, those beneficial <br />interest transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement, the intent <br />of which is the transfer of title by Borrower at a future date to a purchaser. <br />If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a <br />natural person and a beneficial interest in Borrower is sold or transferred) without Lender s prior written consent, <br />Lender may require immediate payment in full or all sums secured by this Security Instrument. However, this <br />option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. <br />If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide <br />a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which <br />Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the <br />expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further <br />notice or demand on Borrower. <br />In Witness Thereof, Trustor has executed this addendum. <br />/ I <br />1202 LIBOR Addendum to Rider <br />dmark 2/14/02 11/6/02 <br />c00781 AUR Addendum to Adj Rider <br />