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200315730 insurance premiums and of collecting rentals therefrom, and the balance remaining, if any, to be applied toward the discharge of the Note. 15. Request for Notice. Trustor hereby requests a copy of any notice of default and that any notice of sale hereunder be mailed to them at the address set forth in the first paragraph of this Deed of Trust. 16. Governing Law. This Deed of Trust shall be governed by the laws of the State of Nebraska. In the event that any provision or clause of any of the Loan Instruments conflicts with applicable laws, such conflicts shall not affect the provisions of such Loan Instruments which can be given effect without the conflicting provision and, to this end, the provisions of the Loan Instruments are declared to be severable. This instrument cannot be waived, changed, discharged, or terminated orally, but only by an instrument in writing signed by the party against whom enforcement of any waiver, change, discharge, or termination is sought. 17. Reconveyance by Trustee. Upon written request of Beneficiary stating that all sums secured hereby have been paid, and upon surrender of this Deed of Trust and the Note to Trustee for cancellation and retention, and upon payment by Trustor of Trustee's fees, Trustee shall reconvey to Trustor, or the person or persons legally entitled thereto, without warranty, any portion of the Trust Estate then held hereunder. The recitals in such reconveyance of any matters or facts shall be conclusive proof of the truthfulness thereof. The grantee in any reconveyance may be described as "the person or persons entitled thereto." 18. Notices. Whenever Beneficiary, Trustor, or Trustee shall desire to give or serve any notice, demand, request, or other communication with respect to this Deed of Trust, unless notice is required by law to be given by another method, each such notice, demand, request, or other communication shall be in writing and shall be effective only if the same is delivered by personal service or mailed by certified mail, postage prepaid, return receipt requested, addressed to the address set forth at the beginning of this Deed of Trust. Any party may at any time change its address for such notices by delivering or mailing to the other parties hereto, as aforesaid, a notice of such change. 19. Acceptance by Trustee. Trustee accepts this Trust when this Deed of Trust, duly executed by Trustor and acknowledged, is made a public record as provided by law. IN WITNESS WHEREOF, Trustor has executed this Deed of Trust as of the day and year first above written. O STATE OF NEBRASKA ) )ss. COUNTY OF HALL ) The foreg ing instrument was ac nov GENERAL NOTARY - State of Nebraska CLAUDIA GAYE My Comm. ax (L0550262.1) "TRUSTOR" Iged efore me on rj +h( ,r,.�w , 2003, by