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TRUSTOR (Grantor): <br />TODD C ENCK <br />511 Fleetwood Circle <br />Grand Island, Nebraska 68803 <br />KELLY A ENCK <br />Husband and Wife <br />511 Fleetwood Circle <br />Grand Island, Nebraska 68803 <br />GREGORY D. ROBERTS <br />369 D. Road <br />Grand Island, Nebraska 68801 <br />DIXIE A. ROBERTS <br />Husband and wife <br />369 D. Road <br />Grand Island, Nebraska 68801 <br />TRUSTEE: <br />PLATTE VALLEY STATE BANK & TRUST COMPANY <br />a Corporation <br />2223 Second Ave <br />PO Box 430 <br />Kearney, Nebraska 68848 -0430 <br />BENEFICIARY (Lender): <br />PLATTE VALLEY STATE BANK &TRUST COMPANY <br />Organized and existing under the laws of Nebraska <br />1451 North Webb Road <br />Grand Island, Nebraska 68803 <br />47- 0343902 <br />1. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, <br />and to secure the Secured Debts and Grantor's performance under this Security Instrument, Grantor irrevocably <br />grants, conveys and sells to Trustee, in trust for the benefit of Lender, with power of sale, the following <br />described property: <br />Lot 1, Block 3, Summerfield Estates First Subdivision, City of Grand Island, Hall County, Nebraska. <br />The property is located in Hall County at , Grand Island, Nebraska 68803. <br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, crops, timber, <br />all diversion payments or third party payments made to crop producers and all existing and future <br />improvements, structures, fixtures, and replacements that may now, or at any time in the future, be part of the <br />real estate described (all referred to as Property). This Security Instrument will remain in effect until the <br />Secured Debts and all underlying agreements have been terminated in writing by Lender. <br />2. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one <br />time will not exceed $174,000.00. This limitation of amount does not include interest and other fees and <br />charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances <br />made under the terms of this Security Instrument to protect Lender's security and to perform any of the <br />covenants contained in this Security Instrument. <br />3. SECURED DEBTS. This Security Instrument will secure the following Secured Debts: <br />A. Specific Debts. The following debts and all extensions, renewals, refinancings, modifications and <br />replacements. A promissory note, No. 248176-104, dated November 21, 2003, from Grantor to Lender, <br />with a loan amount of $174,000.00 and maturing on November 21, 2004. One or more of the debts <br />secured by this Security Instrument contains a future advance provision. <br />B. All Debts. All present and future debts from Grantor to Lender, even if this Security Instrument is not <br />specifically referenced, or if the future debt is unrelated to or of a different type than this debt. If more than <br />one person signs this Security Instrument, each agrees that it will secure debts incurred either individually or <br />Todd C Enck <br />Nebraska Deed of Trust Initials <br />NE/ 4XX28333000704400004160019112103Y ©1996 Bankers Systems, Inc., St. Cloud, MN fzoper "' Page 1 <br />Z <br />M D <br />_ <br />M CA <br />iT1 <br />Z <br />`,, <br />w <br />ca v <br />O —I <br />O <br />M Y N <br />�� <br />�.l <br />c n <br />z —i <br />N CAD <br />= <br />rn <br />O CL <br />O -T1 <br />O <br />{ <br />M <br />i> <br />r7i <br />r �7 <br />r n <br />cri 2 <br />ry <br />�CD <br />n <br />Q <br />Space Above This Line For Recording Data <br />DEED OF TRUST <br />(With Future Advance Clause) <br />c <br />Construction Security Agreement <br />T .S <br />DATE AND PARTIES. The date of this Deed Of Trust (Security Instrument) is <br />November 21, 2003. The <br />parties L <br />and their addresses are: <br />TRUSTOR (Grantor): <br />TODD C ENCK <br />511 Fleetwood Circle <br />Grand Island, Nebraska 68803 <br />KELLY A ENCK <br />Husband and Wife <br />511 Fleetwood Circle <br />Grand Island, Nebraska 68803 <br />GREGORY D. ROBERTS <br />369 D. Road <br />Grand Island, Nebraska 68801 <br />DIXIE A. ROBERTS <br />Husband and wife <br />369 D. Road <br />Grand Island, Nebraska 68801 <br />TRUSTEE: <br />PLATTE VALLEY STATE BANK & TRUST COMPANY <br />a Corporation <br />2223 Second Ave <br />PO Box 430 <br />Kearney, Nebraska 68848 -0430 <br />BENEFICIARY (Lender): <br />PLATTE VALLEY STATE BANK &TRUST COMPANY <br />Organized and existing under the laws of Nebraska <br />1451 North Webb Road <br />Grand Island, Nebraska 68803 <br />47- 0343902 <br />1. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, <br />and to secure the Secured Debts and Grantor's performance under this Security Instrument, Grantor irrevocably <br />grants, conveys and sells to Trustee, in trust for the benefit of Lender, with power of sale, the following <br />described property: <br />Lot 1, Block 3, Summerfield Estates First Subdivision, City of Grand Island, Hall County, Nebraska. <br />The property is located in Hall County at , Grand Island, Nebraska 68803. <br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, crops, timber, <br />all diversion payments or third party payments made to crop producers and all existing and future <br />improvements, structures, fixtures, and replacements that may now, or at any time in the future, be part of the <br />real estate described (all referred to as Property). This Security Instrument will remain in effect until the <br />Secured Debts and all underlying agreements have been terminated in writing by Lender. <br />2. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one <br />time will not exceed $174,000.00. This limitation of amount does not include interest and other fees and <br />charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances <br />made under the terms of this Security Instrument to protect Lender's security and to perform any of the <br />covenants contained in this Security Instrument. <br />3. SECURED DEBTS. This Security Instrument will secure the following Secured Debts: <br />A. Specific Debts. The following debts and all extensions, renewals, refinancings, modifications and <br />replacements. A promissory note, No. 248176-104, dated November 21, 2003, from Grantor to Lender, <br />with a loan amount of $174,000.00 and maturing on November 21, 2004. One or more of the debts <br />secured by this Security Instrument contains a future advance provision. <br />B. All Debts. All present and future debts from Grantor to Lender, even if this Security Instrument is not <br />specifically referenced, or if the future debt is unrelated to or of a different type than this debt. If more than <br />one person signs this Security Instrument, each agrees that it will secure debts incurred either individually or <br />Todd C Enck <br />Nebraska Deed of Trust Initials <br />NE/ 4XX28333000704400004160019112103Y ©1996 Bankers Systems, Inc., St. Cloud, MN fzoper "' Page 1 <br />