TRUSTOR (Grantor):
<br />TODD C ENCK
<br />511 Fleetwood Circle
<br />Grand Island, Nebraska 68803
<br />KELLY A ENCK
<br />Husband and Wife
<br />511 Fleetwood Circle
<br />Grand Island, Nebraska 68803
<br />GREGORY D. ROBERTS
<br />369 D. Road
<br />Grand Island, Nebraska 68801
<br />DIXIE A. ROBERTS
<br />Husband and wife
<br />369 D. Road
<br />Grand Island, Nebraska 68801
<br />TRUSTEE:
<br />PLATTE VALLEY STATE BANK & TRUST COMPANY
<br />a Corporation
<br />2223 Second Ave
<br />PO Box 430
<br />Kearney, Nebraska 68848 -0430
<br />BENEFICIARY (Lender):
<br />PLATTE VALLEY STATE BANK &TRUST COMPANY
<br />Organized and existing under the laws of Nebraska
<br />1451 North Webb Road
<br />Grand Island, Nebraska 68803
<br />47- 0343902
<br />1. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged,
<br />and to secure the Secured Debts and Grantor's performance under this Security Instrument, Grantor irrevocably
<br />grants, conveys and sells to Trustee, in trust for the benefit of Lender, with power of sale, the following
<br />described property:
<br />Lot 1, Block 3, Summerfield Estates First Subdivision, City of Grand Island, Hall County, Nebraska.
<br />The property is located in Hall County at , Grand Island, Nebraska 68803.
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, crops, timber,
<br />all diversion payments or third party payments made to crop producers and all existing and future
<br />improvements, structures, fixtures, and replacements that may now, or at any time in the future, be part of the
<br />real estate described (all referred to as Property). This Security Instrument will remain in effect until the
<br />Secured Debts and all underlying agreements have been terminated in writing by Lender.
<br />2. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one
<br />time will not exceed $174,000.00. This limitation of amount does not include interest and other fees and
<br />charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances
<br />made under the terms of this Security Instrument to protect Lender's security and to perform any of the
<br />covenants contained in this Security Instrument.
<br />3. SECURED DEBTS. This Security Instrument will secure the following Secured Debts:
<br />A. Specific Debts. The following debts and all extensions, renewals, refinancings, modifications and
<br />replacements. A promissory note, No. 248176-104, dated November 21, 2003, from Grantor to Lender,
<br />with a loan amount of $174,000.00 and maturing on November 21, 2004. One or more of the debts
<br />secured by this Security Instrument contains a future advance provision.
<br />B. All Debts. All present and future debts from Grantor to Lender, even if this Security Instrument is not
<br />specifically referenced, or if the future debt is unrelated to or of a different type than this debt. If more than
<br />one person signs this Security Instrument, each agrees that it will secure debts incurred either individually or
<br />Todd C Enck
<br />Nebraska Deed of Trust Initials
<br />NE/ 4XX28333000704400004160019112103Y ©1996 Bankers Systems, Inc., St. Cloud, MN fzoper "' Page 1
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<br />DEED OF TRUST
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<br />Construction Security Agreement
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<br />DATE AND PARTIES. The date of this Deed Of Trust (Security Instrument) is
<br />November 21, 2003. The
<br />parties L
<br />and their addresses are:
<br />TRUSTOR (Grantor):
<br />TODD C ENCK
<br />511 Fleetwood Circle
<br />Grand Island, Nebraska 68803
<br />KELLY A ENCK
<br />Husband and Wife
<br />511 Fleetwood Circle
<br />Grand Island, Nebraska 68803
<br />GREGORY D. ROBERTS
<br />369 D. Road
<br />Grand Island, Nebraska 68801
<br />DIXIE A. ROBERTS
<br />Husband and wife
<br />369 D. Road
<br />Grand Island, Nebraska 68801
<br />TRUSTEE:
<br />PLATTE VALLEY STATE BANK & TRUST COMPANY
<br />a Corporation
<br />2223 Second Ave
<br />PO Box 430
<br />Kearney, Nebraska 68848 -0430
<br />BENEFICIARY (Lender):
<br />PLATTE VALLEY STATE BANK &TRUST COMPANY
<br />Organized and existing under the laws of Nebraska
<br />1451 North Webb Road
<br />Grand Island, Nebraska 68803
<br />47- 0343902
<br />1. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged,
<br />and to secure the Secured Debts and Grantor's performance under this Security Instrument, Grantor irrevocably
<br />grants, conveys and sells to Trustee, in trust for the benefit of Lender, with power of sale, the following
<br />described property:
<br />Lot 1, Block 3, Summerfield Estates First Subdivision, City of Grand Island, Hall County, Nebraska.
<br />The property is located in Hall County at , Grand Island, Nebraska 68803.
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, crops, timber,
<br />all diversion payments or third party payments made to crop producers and all existing and future
<br />improvements, structures, fixtures, and replacements that may now, or at any time in the future, be part of the
<br />real estate described (all referred to as Property). This Security Instrument will remain in effect until the
<br />Secured Debts and all underlying agreements have been terminated in writing by Lender.
<br />2. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one
<br />time will not exceed $174,000.00. This limitation of amount does not include interest and other fees and
<br />charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances
<br />made under the terms of this Security Instrument to protect Lender's security and to perform any of the
<br />covenants contained in this Security Instrument.
<br />3. SECURED DEBTS. This Security Instrument will secure the following Secured Debts:
<br />A. Specific Debts. The following debts and all extensions, renewals, refinancings, modifications and
<br />replacements. A promissory note, No. 248176-104, dated November 21, 2003, from Grantor to Lender,
<br />with a loan amount of $174,000.00 and maturing on November 21, 2004. One or more of the debts
<br />secured by this Security Instrument contains a future advance provision.
<br />B. All Debts. All present and future debts from Grantor to Lender, even if this Security Instrument is not
<br />specifically referenced, or if the future debt is unrelated to or of a different type than this debt. If more than
<br />one person signs this Security Instrument, each agrees that it will secure debts incurred either individually or
<br />Todd C Enck
<br />Nebraska Deed of Trust Initials
<br />NE/ 4XX28333000704400004160019112103Y ©1996 Bankers Systems, Inc., St. Cloud, MN fzoper "' Page 1
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