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200315535 Loan Number: 121029971 Servicing Number: 001231326 -8 Date: 11/28/03 mid -term substitutions, repair expenses, foreclosure fees and costs arising from foreclosure of the Property and protection of the security for this Security Instrument; and all other fees and costs of a similar nature not otherwise prohibited by law. 30. Clerical Error. In the event Lender at any time discovers that the Note, any other note secured by this Security Instrument, the Security Instrument, or any other document or instrument executed in connection with the Security Instrument, Note or notes contains an error that was caused by a clerical mistake, calculation error, computer malfunction, printing error or similar error, Borrower agrees, upon notice from Lender, to reexecute any documents that are necessary to correct any such error(s). Borrower further agrees that Lender will not be liable to Borrower for any damages incurred by Borrower that are directly or indirectly caused by any such error. 31. Lost Stolen, Destroyed or Mutilated Security Instrument and Other Documents. In the event of the loss, theft or destruction of the Note, any other note secured by this Security Instrument, the Security Instrument or any other documents or instruments executed in connection with the Security Instrument, Note or notes (collectively, the "Loan Documents "), upon Borrower's receipt of an indemnification executed in favor of Borrower by Lender, or, in the event of the mutilation of any of the Loan Documents, upon Lender's surrender to Borrower of the mutilated Loan Document, Borrower shall execute and deliver to Lender a Loan Document in form and content identical to, and to serve as a replacement of, the lost, stolen, destroyed, or mutilated Loan document, and such replacement shall have the same force and effect as the lost, stolen, destroyed, or mutilated Loan Documents, and may be treated for all purposes as the original copy of such Loan Document. 32. Assignment of Rents. As additional security hereunder, Borrower hereby assigns to Lender the rents of the Property. Borrower shall have the right to collect and retain the rents of the Property as they become due and payable provided Lender has not exercised its rights to require immediate payment in full of the sums secured by this Security instrument and Borrower has not abandoned the Property. 33. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with this Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable box(es)] 2 Adjustable Rate Rider ❑ Condominium Rider ❑ 1-4 Family Rider ❑ Manufactured Home Rider ❑ Planned Unit Development Rider ❑ Occupancy Rider ❑ Other(s) (specify) BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any rider(s) executed by Borrower and recorded with it. Witnesses: (Seal) B ENDA K. SOKOL - Borrower (Seal) - Borrower (Seal) - Borrower (Seal) - Borrower Seal ( ) (Seal) ROLAND F. SOKO - Borrower - Borrower STATE OF NEBRASKA, 11all County ss: The foregoing instrument was acknowledged before me this 28th by Brenda K. Sokol and Roland F. Sokol, wife and husband Witness my hand and notarial seal at Grand Island, My Commission Expires: January 30, 2004 GENERAL NOTARY -State of Nobraska III DEBRA J. KOZAK My Comm. Exp. Jan. 30, 2004 day of November , 2003 Nebraska in said Co ty, the date aforesaid. AJII�Z, - 'k Notary Public Page 6 of 6 NED 10016 (03/29/00)