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200315520
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Last modified
10/16/2011 9:41:10 AM
Creation date
10/28/2005 4:32:26 PM
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DEEDS
Inst Number
200315520
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ADJUSTABLE RATE RIDER <br />THIS ADJUSTABLE RATE RIDER is made this 28th day of November , 2003 , and is incorporated into <br />and shall be deemed to amend and supplement the Mortgage or Deed of Trust (the "Security Instrument ") of the same date <br />given by the undersigned (the "Borrower") to secure Borrower's Disclosure Statement, Adjustable Rate Note and Security <br />Agreement (the "Note ") to CITIFINANCIAL, INC. (MD) <br />(the "Lender") of the same date and covering the property described in the Security Instrument located at: <br />407 WEST 9TH WOOD RIVER, NE 68883 <br />(Property Address) <br />200315520 <br />i <br />ADJUSTABLE RATE RIDER <br />THIS ADJUSTABLE RATE RIDER is made this 28th day of November , 2003 , and is incorporated into <br />and shall be deemed to amend and supplement the Mortgage or Deed of Trust (the "Security Instrument ") of the same date <br />given by the undersigned (the "Borrower") to secure Borrower's Disclosure Statement, Adjustable Rate Note and Security <br />Agreement (the "Note ") to CITIFINANCIAL, INC. (MD) <br />(the "Lender") of the same date and covering the property described in the Security Instrument located at: <br />407 WEST 9TH WOOD RIVER, NE 68883 <br />(Property Address) <br />THE NOTE CONTAINS PROVISIONS ALLOWING FOR CHANGES IN THE INTEREST RATE AND THE MONTHLY <br />PAYMENT. THE NOTE LIMITS THE AMOUNT THE BORROWER'S INTEREST RATE CAN CHANGE AT ANY ONE TIME <br />AND THE MAXIMUM RATE THE BORROWER MUST PAY. <br />Additional Covenants. In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender <br />further covenant and agree as follows: <br />INTEREST RATE AND MONTHLY PAYMENT CHANGES: The Note provides for an initial interest rate set forth in the Note <br />The Note provides for changes in the interest rate and the monthly payments, as follows: <br />The interest rate Borrower will pay may change on the 12 month anniversary of the Date of Note and every 6 mo , <br />thereafter. Each date on which Borrower's interest rate could change is called a "Change Date." <br />Beginning with the first Change Date and every 6 months thereafter, Borrower's interest rate will be changed to the Index <br />Rate plus a margin as set forth in the Note. The "Index Rate" is the highest prime rate published in the Money Rates oolumr <br />of The Wall Street Journal on the calendar day immediately preceding the Change Date; or, if the index was not published on <br />that day, that rate on the next preceding day on which it was published. <br />ALTERNATE INDEX: If the Index Rate is no longer available, Lender will choose a new Index Rate which it believes will most <br />closely approximate the former Index Rate. <br />LIMITS ON RATE CHANGES: The maximum and minimum interest rates during the life of this loan are set forth in the Nob$. <br />.ail <br />MONTHLY PAYMENTS: Principal and interest shall be payable in consecutive month) installments. If the rate of <br />P PY Y <br />changes, the number of monthly payments will not change. The amount of the monthly payments will change to the ffl�� fr <br />amount needed to repay the remaining unpaid principal balance plus interest as changed in the remaining numbers , T °4 K <br />payments, assuming that all payments due after the calculation are made are paid as scheduled. The first change, if any in <br />the monthly payment amount will become effective on the 12 month anniversary date of the first payment due dente <br />Subsequent changes in the monthly payment amount may occur on the payment due date every 6 months thereafter <br />Each new payment amount will remain in effect until the effective date of the next payment change. <br />DEFAULT: If Borrower fails to pay any payments when due, Lender may exercise any remedies permitted by the Semft <br />Instrument in the case of default. <br />By Signing Below, Borrower accepts and agrees to the terms and covenants contained in this Adjustable Rate Rider. _ <br />(Seal) <br />- Borrower �-- <br />29998 -1 9/2000 Original (Recorder) Copy (Branch) Copy (Customer) of <br />
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