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O 3 �J 1 r) After Recording Return To: C� DEFINITIONS 200315505 [Space Above This Line For Recording Data] SCHULDT DEED OF TRUST LOAN NUMBER: 614510733 PARCEL NUMBER: Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated NOVEMBER 22, 2 0 0 3 together with all Riders to this document. (B) "Borrower" is DANIEL D SCHULDT AND BRITTINI HEIL- SCHULDT, HUSBAND AND WIFE, AS JOINT TENANTS AND NOT AS TENANTS IN COMMON Borrower is the trustor under this Security Instrument. (C) "Lender" is FIVE POINTS BANK OF HASTINGS Lender is a THRIFT INSTITUTION organized and existing under the laws of NEBRASKA Lender's address is 322 . N. SAINT JOSEPH HASTINGS, NE 68901 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is FIVE POINTS BANK OF HASTINGS (E) "Note" means the promissory note signed by Borrower and dated NOVEMBER 22, 2003 The Note states that Borrower owes Lender TWO HUNDRED FORTY THOUSAND AND 00 /100 Dollars (U.S. $ 240, 000 .00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than DECEMBER 1, 2018 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 DOCUtNet (Page 1 of 13 pages) DOCDINEI.VTY 06/19/2002 M S n -M N [� C Z M n z u; o � o = N z r\3 rn D CA -n ° CL c_ Cl- `n 2 ° rs CD cn �. Z C 200315505 [Space Above This Line For Recording Data] SCHULDT DEED OF TRUST LOAN NUMBER: 614510733 PARCEL NUMBER: Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated NOVEMBER 22, 2 0 0 3 together with all Riders to this document. (B) "Borrower" is DANIEL D SCHULDT AND BRITTINI HEIL- SCHULDT, HUSBAND AND WIFE, AS JOINT TENANTS AND NOT AS TENANTS IN COMMON Borrower is the trustor under this Security Instrument. (C) "Lender" is FIVE POINTS BANK OF HASTINGS Lender is a THRIFT INSTITUTION organized and existing under the laws of NEBRASKA Lender's address is 322 . N. SAINT JOSEPH HASTINGS, NE 68901 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is FIVE POINTS BANK OF HASTINGS (E) "Note" means the promissory note signed by Borrower and dated NOVEMBER 22, 2003 The Note states that Borrower owes Lender TWO HUNDRED FORTY THOUSAND AND 00 /100 Dollars (U.S. $ 240, 000 .00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than DECEMBER 1, 2018 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 DOCUtNet (Page 1 of 13 pages) DOCDINEI.VTY 06/19/2002