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200315449 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />$ ane L Andera Borrower <br />Cil-IL Vl t' '�A (Seal) <br />Tina L Andera - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />STATE OF NEBRASKA, <br />The foregoing instrument was acknowledged before me this 24th <br />2003 by Shane L Andera and Tina L Andera <br />Witness my hand and notarial seal at , <br />County, the date aforesaid. <br />My Commission Expires: <br />GENERAL NOTARY- State of Nebraska <br />J:tlROBERTA L. REED <br />My Comm. UP. July 30, 2006 <br />Grand Island <br />Notary Public <br />(M- 4N(NE) 198021.01 Page 8 of 8 <br />m <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Hal 1 County ss: <br />day of November , <br />in said <br />