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BY SIGNING BELOW, <br />in this Security Instrument and <br />Borrower -]Thomas L <br />zv. J'wvy�wla <br />200315433 <br />accepts and agrees to the terms and covenants contained <br />executed by Borrower and recorded with it. <br />Date - <br />/ / /Z //i <br />- Borrdwer - Mary W. Kovanda - Date - <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mae UNIFORM INSTRUMENT Form 3028 1 /01 <br />DOCUINE12 (Page 12 of 13 pages) <br />DOCUINEC.VTX 06/19/2002 <br />