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Space Above This Line For Recording Data WAIVER OF RIGHT TO DESIGNATE HOMESTEAD (To be filed as a preface to the Security Instrument) DATE AND PARTIES. The date of this Waiver Of Right To Designate Homestead is November 20, 2003. The parties and their addresses are: GRANTOR: CHRIS A. ENGEL Spouse of Laura J Engel 1619 E. Schultz RD Doniphan, Nebraska 68832 LAURA J. ENGEL spouse of Chris A Engel 1619 E. Schultz RD Doniphan, Nebraska 68832 LENDER: PLATTE VALLEY STATE BANK & TRUST COMPANY 1451 North Webb Road Grand Island, Nebraska 68803 1. WAIVER. In accordance with the Farm Homestead Protection Act, prior to executing the attached Security Instrument, Grantor states as follows: A. I intend to grant a security interest in real property (Property) described on the attached Security Instrument. B. My homestead is located on this Property, and I understand that I have the right to make a designation of homestead in the attached Security Instrument. C. I understand that by signing this Waiver I waive any rights otherwise available for the purpose of affording me the opportunity to retain my homestead in the event of a default upon the attached Security Instrument. D. I waive my right to designate my homestead. SIGNATURES. I agree to the terms and covenants contained in this Waiver Of Right To Designate Homestead. I also acknowledge receipt of a copy of this Waiver Of Right To Designate Homestead. GRAN OR: Chris A. Engel In.divipqjally Laura J. Engel Individually Chris A. Engel / Nebraska Waiver of Right To Designate Homestead Initials NE/ 4XX28333000704400004160015112003Y °1996 Bankers Systems, Inc., St. Cloud, MN Exj5E— Page 1 A C7 C'Z ry c> cn M s D w o ---1 � 0 �+ -r, C t7i CA � C � N = it — ( C —IG m C:D CL ' r 2> i v ry o o rTl ° r r- cn ►-� W N 7c D CO CD GJ v =3 - ry. � Z 0 Space Above This Line For Recording Data WAIVER OF RIGHT TO DESIGNATE HOMESTEAD (To be filed as a preface to the Security Instrument) DATE AND PARTIES. The date of this Waiver Of Right To Designate Homestead is November 20, 2003. The parties and their addresses are: GRANTOR: CHRIS A. ENGEL Spouse of Laura J Engel 1619 E. Schultz RD Doniphan, Nebraska 68832 LAURA J. ENGEL spouse of Chris A Engel 1619 E. Schultz RD Doniphan, Nebraska 68832 LENDER: PLATTE VALLEY STATE BANK & TRUST COMPANY 1451 North Webb Road Grand Island, Nebraska 68803 1. WAIVER. In accordance with the Farm Homestead Protection Act, prior to executing the attached Security Instrument, Grantor states as follows: A. I intend to grant a security interest in real property (Property) described on the attached Security Instrument. B. My homestead is located on this Property, and I understand that I have the right to make a designation of homestead in the attached Security Instrument. C. I understand that by signing this Waiver I waive any rights otherwise available for the purpose of affording me the opportunity to retain my homestead in the event of a default upon the attached Security Instrument. D. I waive my right to designate my homestead. SIGNATURES. I agree to the terms and covenants contained in this Waiver Of Right To Designate Homestead. I also acknowledge receipt of a copy of this Waiver Of Right To Designate Homestead. GRAN OR: Chris A. Engel In.divipqjally Laura J. Engel Individually Chris A. Engel / Nebraska Waiver of Right To Designate Homestead Initials NE/ 4XX28333000704400004160015112003Y °1996 Bankers Systems, Inc., St. Cloud, MN Exj5E— Page 1