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200315371
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Last modified
10/16/2011 9:31:52 AM
Creation date
10/28/2005 4:28:39 PM
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DEEDS
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200315371
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200315371 <br />connection with the Loan. Material representations include, but are not limited to, representations <br />concerning Borrower's occupancy of the Property as Borrower's principal residence. <br />9. Protection of Lender's Interest in the Property and Rights Under this Security <br />Instrument. If (a) Borrower fails to perform the covenants and agreements contained in this <br />Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest <br />in the Property and/or rights under this Security Instrument (such as a proceeding in bankruptcy, <br />probate, for condemnation or forfeiture, for enforcement of alien which may attain priority over <br />this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the <br />Property, then Lender may do and pay for whatever is reasonable or appropriate to protect <br />Lender's interest in the Property and rights under this Security Instrument, including protecting <br />andlor assessing the value of the Property, and securing and/or repairing the Property. Lender's <br />actions can include, but are not limited to: (a) paying any sums secured by alien which has <br />priority over this Security Instrument; (b) appearing in court; and (c) paying <br />reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security <br />Instrument, including its secured position in a bankruptcy proceeding. Securing the Property <br />includes, but is not limited to, entering the Property to make repairs, change locks, replace or <br />board up doors and windows, drain water from pipes, eliminate building or other code violations <br />or dangerous conditions, and have utilities turned on or off. Although Lender may <br />take action under this Section 9, Lender does not have to do so and is not under any duty or <br />obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions <br />authorized under this Section 9. <br />Any amounts disbursed by Lender under this Section 9 shall become additional debt of <br />Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate <br />from the date of disbursement and shall be payable, with such interest, upon notice from Lender to <br />Borrower requesting payment. <br />If this Security Instrument is on a leasehold, Borrower shall comply with all the <br />provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee <br />title shall not merge unless Lender agrees to the merger in writing. <br />10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of <br />making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance <br />in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be <br />available from the mortgage insurer that previously provided such insurance and Borrower was <br />required to make separately designated payments toward the premiums for Mortgage Insurance, <br />Borrower shall pay the premiums required to obtain coverage substantially equivalent to the <br />Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower <br />of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by <br />Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall <br />continue to pay to Lender the amount of the separately designated payments that were due when <br />the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments <br />as a non - refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be <br />non - refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall <br />not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no <br />longer require loss reserve payments if Mortgage Insurance coverage (in the <br />NEBRASKA -Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENTForm30281 /01 f <br />(Page 9 of 19) Initials. //� �` <br />Loan No: 95KK103226 -00 Form C30069NE <br />
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