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REAL ESTATE DEED OF TRUST <br />(With Future Advance Clause) <br />0 Construction Security Agreement <br />1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) isNo_v_ 10,_ 2003 ----------------- <br />and the parties, their addresses and tax identification numbers, if required, are as follows: <br />TRUSTOR:WILBUR B KLEINT, HUSBAND AND WIFE and SHARON K KLEINT, HUSBAND AND WIFE <br />2616 COCHIN ST <br />GRAND ISLAND, NE 68801 <br />D If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and <br />acknowledgments. <br />TRUSTEE: <br />Arend R. Baack, Attorney <br />P. O. Box 790 <br />Grand Island, NE 68802 <br />BENEFICIARY: <br />Home Federal Savings and Loan Association of Grand Island <br />221 South Locust Street Grand Island, NE 68801 <br />Organized and Existing Under the Laws of The State of Nebraska <br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to <br />secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably <br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described <br />property: <br />LOT ELEVEN (11), BLOCK ONE (1), SOUTHERN ACRES ADDITION, GRAND ISLAND, HALL <br />COUNTY, NEBRASKA <br />The property is located in___ -------------- Hall ------------------ at 2616 COCHIN -ST ------------ <br />(County) <br />- - -- - - - -- -- <br />------ -- GRAND-ISLAND - -- ,Nebraska - - -- 68801--- - <br />(Address) (City) (ZIP Code) <br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian <br />rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may <br />now, or at any time in the future, be part of the real estate described above (all referred to as "Property "). <br />3. MAXD4UMi OBLIGATION LUMT. The total principal amount secured by this Security Instrument at any one time <br />shall not exceed $10_, 000 ._00 This limitation of amount does not include interest and other <br />fees and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made <br />under the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants <br />contained in this Security Instrument. <br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows: <br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(s) or other evidence of debt <br />described below and all their extensions, renewals, modifications or substitutions. (You must specifically identify <br />the debt(s) secured and you should include the final maturity date of such debt (S).) <br />A Line of Credit Agreement dated 11/10/2003 <br />NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA USE) (page 1 of 4) <br />1994 Bankers Systems, Inc., St. Cloud, MN Form OCP- REDT -NE 1/13/99 <br />- C465(NE) (9902).02 VMP MORTGAGE FORMS - (800)521 -7291 <br />i <br />M a <br />�; <br />M <br />rn <br />C:3 <br />y <br />~ <br />f p I <br />n <br />y <br />rn <br />�• <br />C <br />-� rn <br />O <br />CL <br />R <br />= <br />c—: <br /><' <br />O <br />A <br />Vt: <br />N <br />O <br />T <br />` <br />< <br />C <br />\ <br />m <br />D co <br />~ <br />cf) <br />M <br />r— z? <br />f11 <br />2 <br />F—' <br />CD <br />CIO <br />20031523 <br />(n <br />o <br />State of Nebraska <br />Space Above This Line For <br />Recording Data <br />REAL ESTATE DEED OF TRUST <br />(With Future Advance Clause) <br />0 Construction Security Agreement <br />1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) isNo_v_ 10,_ 2003 ----------------- <br />and the parties, their addresses and tax identification numbers, if required, are as follows: <br />TRUSTOR:WILBUR B KLEINT, HUSBAND AND WIFE and SHARON K KLEINT, HUSBAND AND WIFE <br />2616 COCHIN ST <br />GRAND ISLAND, NE 68801 <br />D If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and <br />acknowledgments. <br />TRUSTEE: <br />Arend R. Baack, Attorney <br />P. O. Box 790 <br />Grand Island, NE 68802 <br />BENEFICIARY: <br />Home Federal Savings and Loan Association of Grand Island <br />221 South Locust Street Grand Island, NE 68801 <br />Organized and Existing Under the Laws of The State of Nebraska <br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to <br />secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably <br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described <br />property: <br />LOT ELEVEN (11), BLOCK ONE (1), SOUTHERN ACRES ADDITION, GRAND ISLAND, HALL <br />COUNTY, NEBRASKA <br />The property is located in___ -------------- Hall ------------------ at 2616 COCHIN -ST ------------ <br />(County) <br />- - -- - - - -- -- <br />------ -- GRAND-ISLAND - -- ,Nebraska - - -- 68801--- - <br />(Address) (City) (ZIP Code) <br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian <br />rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may <br />now, or at any time in the future, be part of the real estate described above (all referred to as "Property "). <br />3. MAXD4UMi OBLIGATION LUMT. The total principal amount secured by this Security Instrument at any one time <br />shall not exceed $10_, 000 ._00 This limitation of amount does not include interest and other <br />fees and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made <br />under the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants <br />contained in this Security Instrument. <br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows: <br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(s) or other evidence of debt <br />described below and all their extensions, renewals, modifications or substitutions. (You must specifically identify <br />the debt(s) secured and you should include the final maturity date of such debt (S).) <br />A Line of Credit Agreement dated 11/10/2003 <br />NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA USE) (page 1 of 4) <br />1994 Bankers Systems, Inc., St. Cloud, MN Form OCP- REDT -NE 1/13/99 <br />- C465(NE) (9902).02 VMP MORTGAGE FORMS - (800)521 -7291 <br />