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200315223 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />F/111 <br />TODD GALLION AKA <br />TODD DAVID GALLION <br />— (Seal) <br />- Borrower <br />(Seal) <br />COLLEEN GALL - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />229608 <br />8(NE) ioom Page 14 of 15 Form 3028 1101 <br />