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200315188 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />101668722 <br />(M- 6G(NE) (0005 <br />ID <br />CY4114�_ P_�_ (Seal) <br />FRANCIS P SCHAFER - Borrower <br />-A c`u (Seal) <br />DEBRA J SCHAFER - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />101668722 <br />Page 14 of 15 <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />Form 3028 1/01 <br />0 <br />