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Y� <br />I <br />M, J <br />l ! N <br />rn <br />C n 3: ��,, c T ry N <br />= n v rn 4 C m CD —e <br />o <br />n N N b <br />(D N p ,� <br />M <br />cn U) CD <br />W 7K 3 <br />D <br />_ <br />CD <br />b <br />After Recording Return To: 0 <br />N N rt <br />cn z <br />O <br />[Space Above This Line For Recording Data] <br />sleeve <br />DEED OF TRUST LoaneNumber: 5PT30911 <br />Parcel Number: 400106116 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated November 14, 2003 <br />together with all Riders to this document. <br />(B) "Borrower" is Jeremy W. Gildersleeve and Emily N. Gildersleeve, <br />Husband and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska Lender's address is P.O. Box 1507 <br />Grand Island, NE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is FIVE POINTS BANK <br />(E) "Note" means the promissory note signed by Borrower and dated November 14, 2003 <br />The Note states that Borrower owes Lender <br />Seventy -One Thousand Two Hundred Fifty And 00 /100 <br />Dollars (U.S. $ 71, 250.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than December 1, 2033 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />DOCUINEI (Page 1 of 13 pages) <br />DOCUINEI.VTX 06/19/2002 <br />Form 3028 1/01 <br />