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m C7r1 v r'y n i .... o� 1--• o -� ° Sn ,c o _d N y. ( D N W - (Space Above This line For Recording Date) (Page 1 or 5 DEED FF TRUST 611700 O IF BOX IS CHECKED, THIS DEED OF TRUST IS OPEN -END AND SECURES FUTURE ADVANCES. THIS DEED ON TRUST is made this LOTH day or NOVEMBER , 20 03 , among the Grantor, JOYCE J. GAY, SINGLE (herein "Borrower' AMERI A PIONEER TITLE IN ), SURANCE COMPANY ( herein "Trustee ") andthe Beneficiary, BENEFICIAL NEBRASKA INC. DIBIA BENEFICIAL MORTGAGE CD. a corporation organized and existing under the law of NEBRASKA whose address is 1004 DI ERS AVENUE, WESTGATE CTR -SUITE 216, GRAND ISLAND, NE 68803 The following paragraph preceded by a checked box is applicable. Nz j WHEREAS, Borrower is indebted to Lender in the principal sum of $ 56, 095. 20 'evv eneed by Borrower's Loan Agreement data] NOVEMBER 10, 2003 and any extensions or renewals thereof including those pursuant to any Renegotiable Rate Agreement herein " ote"), providing for monthly installments of principal and interest, including any adjustments to the amount of paymenta or the contract rate if that rate is variable, with the balance of the indebtedness, if not sooner paid, due and payable on NOV EMS ER 10, 2033 O WHEREAS, Borrower is indebted to Lender in the principal sum of $ , or so much thereof a i may be advanced pursuant to Borrower's Revolving LoanAgreement dater and extensions and renewals thereof (herein "Note "), providing for monthly installments, and tnterest at the rate and under the terms specified in the Note,including any adjustments in the interest rate if that rate is variable,and providing for a credit limit stated in the principal sum above and an initial advance of $ 'PO SECURE to Lender the repayment of the indebtedness, including future advances, evidenced by the Note, with interest thereon at the applicable contract rate (including any adjustments to the amount of payment or the contract rate if that rate is variable) and other charges; the payment of all other sums, with interest thereon, advance in accordance herewith to protect the security of this Deed of Trust; and the performance of the convenants and agreements of Borrower herein contained, Borrower, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and conveys to Trustee, in trust with power of sale, the following described property located in the County of HALL State of Nebraska: THE FOLLOWING KCAL ESTATE DESCRIBED AS FOLLOWS'. THE SOUTH TWENTY FEET (20') OF LOT TWELVE (12) AND ALL OF LOT THIRTEEN (13) IN BELMONT ADDITION TO THE CITY OF GRAND ISLAND, HALT. COUNTY, NEBRASKA, TAX MAP OR PARCEL ID NO.'. 400016478 09 -22 -03 DOT 111111111111111111111 1111111111 llllllll� Ilhlllllllllh11l llll •G92]92D15G9600T9000NE00)9610- -GAY ORIGINAL NEDO7961