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200314767 <br />[Add any state- specific paragraphs in accordance with attached instructions and the current edition of HUD <br />Handbook 4165. 1, Chapter 4.1 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />Sanitzo Lopez Borrower <br />Return To: Commercial Federal Bank <br />Attn: James Castro <br />10845 Harney St <br />Omaha NE 68154 <br />Below This Line for Acknowledgment] <br />STATE OF Nebraska <br />COUNTY ss: �-� [� <br />Borrower <br />On this .2 day of �c 3 , 2003 before me personally appeared <br />Edwin Ariel Santizo Lopez a person(s) to me known to be the person(s) described in and who executed the <br />foregoing instrument, and acknowledged that HE /SHE executed the same as HIS/HER free act and deed. <br />IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed my official seal in the County <br />and State aforesaid, the day <br />My Term Expires: [0119: <br />Page 3 of 3 <br />