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200314589 <br />0020549713 <br />ACKNOWLEDGMENT OF TRUSTOR <br />I, or We, <br />DICK Y. JOHNSTON AND ELMA C. JOHNSTON, AS JOINT TENANTS <br />Trustor(s) under that certain Deed of Trust dated MARCH 26, 2003 , to be entered into by <br />DICK Y. JOHNSTON AND ELMA C. JOHNSTON, AS JOINT TENANTS <br />( Trustor(s)), JOHN S. KATELMAN, ESQ. <br />(Trustee), and <br />SECRETARY OF HOUSING AND URBAN DEVELOPMENT <br />(Beneficiary), <br />hereby acknowledge(s) and understand(s) that the Deed of Trust to be executed by a Trustor is a Trust <br />Deed and not a mortgage, and that the power of sale provided for in the Deed of Trust provides <br />substantially different rights and obligations to the Trustor than does a mortgage in the event of a default on <br />the obligation. <br />Trustor(s) acknowledge(s) that this Acknowledgment was made prior to the execution of the Deed of <br />Trust. <br />Trustor <br />Trustor <br />(Notary) <br />STATE OF <br />, �� COUNTY SS: <br />The foregoing instrument was acknowledged before me this �(pJ::K day f ln a� <br />GENERAL NOTARY - State of Nebiaska CVO G� 01 e <br />CURIE R. MINCER <br />My Comm. EV.45 '� -4Y % Signature of person taking acknowledgment <br />Title or Rank <br />Serial Number, if any <br />71 X : 12/01 <br />