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HOME EQUITY CONVERSION DEED OF TRUST
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on MARCH 26, 2003 The trustor is
<br />DICK Y. JOHNSTON AND ELMA C. JOHNSTON, AS JOINT TENANTS
<br />whose address is 1929 WEST 10TH STREET,
<br />GRAND ISLAND, NEBRASKA 68803 ( "Borrower "). The trustee is
<br />JOHN S. KATELMAN, ESQ.
<br />( "Trustee "). The beneficiary is
<br />WELLS FARGO HOME MORTGAGE, INC., A CALIFORNIA CORPORATION
<br />, which is
<br />organized and existing under the laws of THE STATE OF CALIFORNIA , and whose address is
<br />2091 WEST FLORIDA AVENUE, SUITE 120, HEMET, CALIFORNIA 92545
<br />( "Lender "). Borrower has agreed to repay to Lender
<br />amounts which Lender is obligated to advance, including future advances, under the terms of a Home Equity
<br />Conversion Loan Agreement dated the same date as this Security Instrument ( "Loan Agreement "). The agreement
<br />to repay is evidenced by Borrower's Note dated the same date as this Security Instrument ( "Note "). This Security
<br />Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest at a rate subject
<br />to adjustment, and all renewals, extensions and modifications of the Note, up to a maximum principal amount of
<br />NINETY SIX THOUSAND AND 00 /100 ------------------------------------------- - - - - --
<br />------------------------------------------------------------------------------
<br />(U.S. $ 96,000.00 ); (b) the payment of all other sums, with interest, advanced under Paragraph 5 to
<br />protect the security of this Security Instrument or otherwise due under the terms of this Security Instrument; and
<br />(c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. The
<br />full debt, including amounts described in (a), (b), and (c) above, if not paid earlier, is due and payable on
<br />JANUARY 01 , 2077• For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with
<br />power of sale, the following described property located in HALL County, Nebraska:
<br />64XB : 11/96 Page I of 8
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<br />State of Nebraska
<br />FHA Case No.
<br />321- 2258457- 952/255
<br />0020549713
<br />ADJUSTABLE RATE
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<br />HOME EQUITY CONVERSION DEED OF TRUST
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on MARCH 26, 2003 The trustor is
<br />DICK Y. JOHNSTON AND ELMA C. JOHNSTON, AS JOINT TENANTS
<br />whose address is 1929 WEST 10TH STREET,
<br />GRAND ISLAND, NEBRASKA 68803 ( "Borrower "). The trustee is
<br />JOHN S. KATELMAN, ESQ.
<br />( "Trustee "). The beneficiary is
<br />WELLS FARGO HOME MORTGAGE, INC., A CALIFORNIA CORPORATION
<br />, which is
<br />organized and existing under the laws of THE STATE OF CALIFORNIA , and whose address is
<br />2091 WEST FLORIDA AVENUE, SUITE 120, HEMET, CALIFORNIA 92545
<br />( "Lender "). Borrower has agreed to repay to Lender
<br />amounts which Lender is obligated to advance, including future advances, under the terms of a Home Equity
<br />Conversion Loan Agreement dated the same date as this Security Instrument ( "Loan Agreement "). The agreement
<br />to repay is evidenced by Borrower's Note dated the same date as this Security Instrument ( "Note "). This Security
<br />Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest at a rate subject
<br />to adjustment, and all renewals, extensions and modifications of the Note, up to a maximum principal amount of
<br />NINETY SIX THOUSAND AND 00 /100 ------------------------------------------- - - - - --
<br />------------------------------------------------------------------------------
<br />(U.S. $ 96,000.00 ); (b) the payment of all other sums, with interest, advanced under Paragraph 5 to
<br />protect the security of this Security Instrument or otherwise due under the terms of this Security Instrument; and
<br />(c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. The
<br />full debt, including amounts described in (a), (b), and (c) above, if not paid earlier, is due and payable on
<br />JANUARY 01 , 2077• For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with
<br />power of sale, the following described property located in HALL County, Nebraska:
<br />64XB : 11/96 Page I of 8
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