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200314534 given by any of the Loan Instruments to Trustee or Beneficiary or to which either of them may be otherwise entitled, may be exercised, concurrently or independently, from time to time and as often as may be deemed expedient by Trustee or Beneficiary and either of them may pursue inconsistent remedies. Nothing herein shall be construed as prohibiting Beneficiary from seeking a deficiency judgment against the Truster to the extent such action is permitted by law. 14. REQUEST FOR NOTICE. Truster hereby requests a copy of any notice of default and that any notice of sale hereunder be mailed to it at the address set forth in the first paragraph of this Deed of Trust. 15. GOVERNING LAW. This Deed of Trost shall be governed by the laws of the State of Nebraska. In the event that any provision or clause of any of the Loan Instruments conflicts with applicable laws, such conflicts shall not affect other provisions of such Loan Instruments which can be given effect without the conflicting provision, and to this end the provisions of the Loan Instruments are declared to be severable. This instrument cannot be waived, changed, discharged or terminated orally, but only by an instrument in writing signed by the party against whom enforcement of any waiver, change, discharge or termination is sought. 16. RECONVEYANCE BY TRUSTEE. Upon written request of Beneficiary stating that all sums secured hereby have been paid, and upon surrender of this Decd of Trust and the Note to Trustee for cancellation of retention and upon payment by Truster of Trustee's fees, Trustee shall reconvey to I 'rustor, or the person or persons legally entitled thereto, without warranty, any portion of the Trust Estate then held hereunder. The recitals in such reconveyance of any matters or facts shall be conclusive proof of the truthfulness thereof. The grantee in any reconveyance may be described as "the person or persons legally entitled thereto ". 17. NOTICES. Whenever Beneficiary, Truster or Tnistee shall desire to give or some any notice, demand, request or other communication with respect to this Deed of Trust, each such notice, demand, request or other communications shall be in writing and shall be effective only if the same is delivered by personal service or mailed by certified mail, postage prepaid, return receipt requested, addressed to the address set forth at the beginning of this Deed of Trust. Any party may at this time change its address for such notices by delivering or mailing to the other parties hereto, as aforesaid, a notice of such change. 18. ACCEPTANCE BY TRUSTEE. Trustee accepts this Trust when this Deed of Trust, duly executed and acknowledged, is made a public record as provided by law. IN WITNESS WHEREOF, Trustee has executed this Deed of Trust as of the day and year first above written. TRUSTEE. Trustee accepts this Trust when this Deed of Trust, duly executed and acknowledged, is made a public record by law. IN WITNESS WHEREOF, Trustor has executed this Deed of Trust as of the day and year first above written. 7 Chris Mitchell a /,k/ /aa Christopher A. A.. Mitchell Anita Mitchell l STATE OF NEBRASKA ) )ss. COUNTY OF HALL ) The foregoing instrument was acknowledged before me on November 3rd , 2003, by Chris Mitchell and Anita Mitchell, husband and wife. �, ; I OT�P 1 o r Nliullll2 �- � C —G�+ M, oc, 2 ��. d��,. as zoo4 Notary Public ..._ My commission expires January 30, 2004 S \Ofpioc share \wordPerf \009- Wcster ne \deed Rrust110 -31 -03 of C11 411