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WAIVER 20031430" In accordance with the provisions of the Nebraska Farm Homestead Protection Act, the undersigned, WILLIAM DAVIS and LIANE M. DAVIS, husband and wife, prior to executing the attached Deed of Trust dated October 6, 2003, by and between the undersigned and THE STATE BANK OF CAIRO, A Nebraska Banking Corporation, (hereinafter referred to as "Mortgage ") hereby state and acknowledge: 1. The undersigned states, warrants and represents that their dwelling house and other buildings subject to a homestead are presently located upon the following described real estate (hereafter referred to as "Parcel 1 ") Lot One (1) Priarie View Subdivision, Hall County, Nebraska. 2. The undersigned acknowledges that they have a right to make a designation of homestead in the Mortgage or Deed of Trust for the purpose of affording the opportunity to retain their homestead in the event of default and foreclosure under the Mortgage or trustee's sale under the Deed of Trust. 3. The undersigned acknowledges that the execution of this waiver constitutes the complete waiver of rights otherwise available for the purpose of affording the opportunity to retain a homestead in the event of a default and any foreclosure under the Mortgage or trustee's sale under the Deed of Trust. 4. The undersigned state that this acknowledgment and waiver is their knowing and voluntary act and deed and the undersigned do hereby willingly and voluntarily waive, relinquish and remise any and all right to make a designation of homestead in the Mortgage or Deed of Trust. 5. The undersigned further understand and agree that this acknowledgment and waiver shall be filed as a Preface to and become a part of the Mortgage or Deed of Trust. Dated: October 6, 2003 WILLIAM DAVIS LIANE M. DAVIS STATE OF NEW YORK) SS COUNTY OFSOKIK) L00 3 The foregoing instrument was acknowledged before me on Oc , by V tb ;fAWDAVIS and LIANE M. DAVIS, husband and wife. 141AMINNOOTARY PUBLIC Notary Public, State ot" rbflc \ No. 5001184 Qualified In Suffolk County Commission Expires Aug. 31, 20 0A 1 N M en mo o CD D O - „ l) N Q \f S r"1 w X v> ► Cf) W � fA aG Q � U') U-1 U-1 CD Z Q PREFACE TO MORTGAGE OR DEED OF TRUST UNDER FARM HOMESTEAD PROTECTION ACT WAIVER 20031430" In accordance with the provisions of the Nebraska Farm Homestead Protection Act, the undersigned, WILLIAM DAVIS and LIANE M. DAVIS, husband and wife, prior to executing the attached Deed of Trust dated October 6, 2003, by and between the undersigned and THE STATE BANK OF CAIRO, A Nebraska Banking Corporation, (hereinafter referred to as "Mortgage ") hereby state and acknowledge: 1. The undersigned states, warrants and represents that their dwelling house and other buildings subject to a homestead are presently located upon the following described real estate (hereafter referred to as "Parcel 1 ") Lot One (1) Priarie View Subdivision, Hall County, Nebraska. 2. The undersigned acknowledges that they have a right to make a designation of homestead in the Mortgage or Deed of Trust for the purpose of affording the opportunity to retain their homestead in the event of default and foreclosure under the Mortgage or trustee's sale under the Deed of Trust. 3. The undersigned acknowledges that the execution of this waiver constitutes the complete waiver of rights otherwise available for the purpose of affording the opportunity to retain a homestead in the event of a default and any foreclosure under the Mortgage or trustee's sale under the Deed of Trust. 4. The undersigned state that this acknowledgment and waiver is their knowing and voluntary act and deed and the undersigned do hereby willingly and voluntarily waive, relinquish and remise any and all right to make a designation of homestead in the Mortgage or Deed of Trust. 5. The undersigned further understand and agree that this acknowledgment and waiver shall be filed as a Preface to and become a part of the Mortgage or Deed of Trust. Dated: October 6, 2003 WILLIAM DAVIS LIANE M. DAVIS STATE OF NEW YORK) SS COUNTY OFSOKIK) L00 3 The foregoing instrument was acknowledged before me on Oc , by V tb ;fAWDAVIS and LIANE M. DAVIS, husband and wife. 141AMINNOOTARY PUBLIC Notary Public, State ot" rbflc \ No. 5001184 Qualified In Suffolk County Commission Expires Aug. 31, 20 0A 1