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200314221 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />�v C� <br />(Seal) <br />ff'ery A #y - Borrower <br />A� 71 Seal) <br />Shannon B Gay - Borrower <br />(Seal) <br />(Seal) <br />- Borrower <br />- Borrower <br />(Seal) <br />(Seal) <br />- Borrower <br />- Borrower <br />(Seal) <br />(Seal) <br />- Borrower <br />- Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />The foregoing instrument was acknowledged before me this 27th day of October <br />2003 , by Jeff A Gay and Shannon B Gay, husband and wife <br />Witness my hand and notarial seal at Grand Island in said <br />County, the date aforesaid. -� <br />My Commission Expires: 9/28/2003 <br />GENERAL NOTARY - State of Ne <br />SHEFa L O'CALLAGHAN otary Public Sherri L O' Callaghan <br />"0 My Comm. Eli. Sept. 28.2001 <br />(M- 4R(NE) (9604).06 Page 8 of 8 <br />