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STATE OF NEBRASKA ) <br />COUNTY OF HALL ) § 2 0 0 31 4 M <br />The foregoing instrument was acknowledged before me on September 24, 2002 by Jody L. <br />Eberhardt, Vice President of Five Points Bank, a Banking Corporation of the State of Nebraska, on behalf of <br />said Five Points Bank. <br />Notary Public <br />STATE OF ) <br />COUNTY OF ) <br />The foregoing instrument was acknowledged before me on September 24, 2002 by Thomas E. <br />Babel and Koanne P. Babel, Husband and Wife. <br />��•�IIN�IY <br />�L <br />Notary Public <br />