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200314161 <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the <br />Note, plus (ii) any amounts under Section 3 of this Security Instrument. <br />(P) 'RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its <br />implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to <br />time, or any additional or successor legislation or regulation that governs the same subject matter. As used <br />in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard <br />to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage <br />loan" under RESPA. <br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or <br />not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. <br />TRANSFER OF RIGHTS IN THE PROPERTY <br />This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and <br />modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this <br />Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to <br />Trustee, in trust, with power of sale, the following described property located in the <br />County of HALL <br />["Type of Recording Jurisdiction] [Name of Recording Jurisdiction] <br />Part of What was Formerly Block Six (6) of South Grand Island, of part of Northwest Quarter <br />of the Northwest Quarter (NW1 /4NW1 /4) of Section Twenty -Two (22), Township Eleven (11) <br />North, Range Nine (9) West of the 6th P.M., Hall County, Nebraska more particularly described <br />as follows: Beginning at a point Sixty-Six (66) Feet North of the Southwest Corner of said Block <br />Six (6), South Grand Island, running thence East and parallel with the North line of said Block <br />Four (4), a distance of One - Hundred Thirty-Two Feet (132'), thence turning a right angle and <br />running north for a distance of Sixty-Six feet (661), thence turning a right angle and running <br />west for a distance of One Hundred Thirty-Two Feet (1321) to the West line of said Block; thence <br />turning a right angle and running south for a distance of Sixty-Six Feet (661) to the place of <br />beginning, the same being a rectangular piece of ground having a frontage of sixty -six feet (661) <br />on Locust Street and a dept of one - hundred thirty -two feet (132'), all in Hall County, Nebraska, <br />excepting a tract of ground more particularly described in Warranty Deed recorded in Book <br />164, Page 31. <br />Parcel ID Number: 400149129 which currently has the address of <br />815 S LOCUST ST [street] <br />GRAND ISLAND [city], Nebraska 68801 -6766 [zip Code] <br />( "Property Address "): <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all <br />easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and <br />additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this <br />Security Instrument as the "Property." <br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has <br />the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances <br />of record. Borrower warrants and will defend generally the title to the Property against all claims and <br />demands, subject to any encumbrances of record. <br />/ ^li 229593 <br />Inifids:� 1 /�N <br />(M•6(NE) (0005) Page of is Form 3028 1101 <br />