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20031408► <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this SecunW Instrument and in any Rider executed by Borrower and recorded with it. <br />/v /7 G_3' <br />- Borrower - ROBERT R FICKES - <br />to - <br />`, 03 <br />- Bo ower - LYNDA L FICKES - Date - <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />DOCUINE12 (Page 12 of 13 pages) <br />DOCUINEC.VTX 06/19/2002 <br />