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DEED OF TRUST <br />DEFINITIONS <br />75_.0 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated OCTOBER 23, 2 0 0 3 together <br />with all Riders to this document. <br />(B) "Borrower" is TAMI RADNEY AND JUNIOR RADNEY HUSBAND AND WIFE AS <br />JOINT TENANTS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 110 E 9TH STREET, WOOD RIVER, NEBRASKA 68883 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is TierOne Bank <br />(E) "Note" means the promissory note signed by Borrower and dated OCTOBER 23, 2 0 0 3 <br />The Note states that Borrower owes Lender ONE HUNDRED SIXTEEN THOUSAND NINE <br />HUNDRED TEN AND 00/100 Dollars (U.S. $ 116, 910 . 0 0 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than NOVEMBER 1, 2033 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIF INSTRUMENT <br />Form 3028 1/01 agee 1 of 13 <br />j —7 <br />N60281.dot <br />DocMagic 600- 649 -1362 <br />www.docmagic.com <br />y <br />„ <br />n n <br />z m <br />-TI <br />-*, <br />co <br />z <br />w <br />ca <br />After Recording Return To: <br />cn <br />r cn <br />C <br />1 <br />HERITAGE BANK <br />w <br />n <br />C:) <br />s} <br />110 E 9TH STREET <br />CD <br />--�— <br />CO <br />CD <br />WOOD RIVER,NEBRASKA <br />68883 <br />o <br />cn <br />s <br />Loan Number: 630803484 <br />Z <br />O <br />(Space Above <br />This <br />Line For Recording Data) <br />DEED OF TRUST <br />DEFINITIONS <br />75_.0 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated OCTOBER 23, 2 0 0 3 together <br />with all Riders to this document. <br />(B) "Borrower" is TAMI RADNEY AND JUNIOR RADNEY HUSBAND AND WIFE AS <br />JOINT TENANTS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 110 E 9TH STREET, WOOD RIVER, NEBRASKA 68883 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is TierOne Bank <br />(E) "Note" means the promissory note signed by Borrower and dated OCTOBER 23, 2 0 0 3 <br />The Note states that Borrower owes Lender ONE HUNDRED SIXTEEN THOUSAND NINE <br />HUNDRED TEN AND 00/100 Dollars (U.S. $ 116, 910 . 0 0 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than NOVEMBER 1, 2033 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIF INSTRUMENT <br />Form 3028 1/01 agee 1 of 13 <br />j —7 <br />N60281.dot <br />DocMagic 600- 649 -1362 <br />www.docmagic.com <br />