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200314002 <br />25. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with <br />this Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and <br />supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security <br />Instrument. [Check applicable box(es)] <br />Adjustable Rate Rider <br />❑ 1 -4 Family Rider <br />❑ Balloon Rider <br />Other(s) [specify] <br />❑ Condominium Rider ❑ Planned Unit Development Rider <br />❑ Graduated Payment Rider ❑ Biweekly Payment Rider <br />❑ Rate Improvement Rider <br />LEGAL DESCRIPTION <br />❑ Second Home Rider <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument <br />and in any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />0-6Z46"� Qt — (Seal) <br />DENNIS JAY Borrower <br />(Seal) <br />KI BERLY - Borrower <br />Borrower <br />(Seal) <br />Borrower <br />State of I e- bmsK[, } <br />1 } ss. <br />County of 4ck k } <br />I, ►h4 L, n10 c a Notary Public in and for said county and state do <br />hereby certify that m� ��}Y J ��./ (� S U �1 { 1(L� i S <br />�t�cl �� I J <br />, personally known to me to be the same person(s) whose <br />name(s) subscribed to the foregoing instrument, appeared before me this day in person, and acknowledged that the y <br />signed and delivered the said instrument as t%Ir free and voluntary act, for the uses and purposes therein set forth. <br />Given under my hand and official seal, this )3th day of M c\nAl , Zo 3 <br />My Commission expires: 9_16 --6 5 <br />NEBRASKA- Single Family Fannie Mse/Freddie Mae UNIFORM INSTRUMENT <br />FNNIA3028 <br />1 GENERAL NOTARY - State of Nebraska <br />I ELAINE L. STEINBECK <br />I--= ""� My Comm. E )p. 8-162005 I <br />& CL�� —4. <br />Notary Public <br />Page 7 of PREPARED BY: CHAD BONADONA <br />HOMEOWNERS LOAN CORPORATION <br />4501 CIRCLE 75 PKY., STE. F6300 <br />ATLANTA, GEORGIA 30339 <br />t Qnn AM ';'7A7 <br />I-OVV-'YVV-.J / V / <br />