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200313810 20. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by applicable law. 21. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to Borrower's address which is the Property Address. 21. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with this Security Instrument, the covenants of each such rider shall be incorporated into and shall amend and supplement the covenants and cements of this Security Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable box(es ] ❑ Condominium Rider ❑ Planned Unit Development Rider ❑ Graduated Payment Rider ❑ Other [specify] ❑ Growing Equity Rider BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instument and in any rider(s) executed by Borrower and recorded with it. 4 Maria H. Avila -Soto Danilo Avila STATE OF Nebraska COUNTY OF Hall l Janice K. Boehle a Notary Public of the County and State first above written, do hereby certify that Maria H. Avila-S to, A Single Person and Danilo Avila, A Single Person personally appeared before me this day and acknowledged theVue execution of the foregoing instrument. a /k /a Maria Avila & Maria H. Avila Witness my hand and official seal this the 15th day of October, 2003. Not Public My Commission Expires: (SEAL) GENERAL NOTARY -State of Nebraska JANICE K. BOEHLE My Comm. Exp, March 27, 2005 FHA Nebraska Mortgage - 5195 Page 6 of 6 03 -3139