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200►313769 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Secu ' 'Instrument and in Rider executed by Borrower and recorded with it. <br />va <br />B rower LVance W kinson - Date - <br />0 Z'� /C)-3 <br />Borrower - Lorretta E. Wilkinson - D to - <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />nocUINE12 (Page 12 of 13 pages) <br />DOCUINEC.VTX 06/19/2002 <br />