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aoo 0 L <br />j) Application of Payments. Unless otherwise required by law, sums paid to Lender <br />hereunder, including, without limitation, payments of principal and interest, insurance <br />proceeds, condemnation proceeds and rents and profits, shall be applied by Lender to <br />the amounts due and owing from Trustor and Borrower in such order as Lender in its <br />sole discretion deems desirable. <br />k) Severabilitv. If any provision of this Deed of Trust conflicts with applicable law or is <br />declared invalid or otherwise unenforceable, such conflict or invalidity shall not <br />affect the other provisions of this Deed of Trust or the Note which can be given effect <br />without the conflicting provision, and to this end, the provisions of this Deed of Trust <br />and the Note are declared to be severable. <br />1) Terms. The terms " Trustor" and "Borrower" shall include both singular and plural, <br />and when the Trustor and Borrower are the same person(s), those terms as used in <br />this Deed of Trust shall be interchangeable. <br />m) Governing Law. This Deed of Trust shall be governed by the laws of the State of <br />Nebraska. <br />Trustor has executed this Deed of Trust as of the date written above. <br />By By: <br />Jam' es A. Afakinei <br />By: By: <br />By: By:. <br />STATE OF NEBRASKA) <br />COUNTY OF Hall ) <br />The forgoing Acknowledgement of Deed of Trust and Deed of Trust was acknowledged <br />before me this 16th day of October, 2003 by James A. Martinez, A <br />Single Person and were executed in the t forth above. <br />GDERAL NOTARY- State Of Nebraska <br />GAIL BRUMMUND <br />My Comm. EV. Dec. 24, 200e <br />Notary Public <br />STATE OF NEBRASKA) <br />COUNTY OF ) <br />The forgoing Acknowledgement of Deed of Trust and <br />before me this day of <br />.a <br />corporation, and were executed in the order set forth above. <br />Notary Public <br />STATE OF NEBRASKA <br />COUNTY OF <br />Deed of Trust was acknowledged <br />_by of <br />_ corporation, on behalf of the <br />The foregoing instrument was acknowledged before me this day of <br />by of , a limited liability company. <br />Notary Public <br />STATE OF NEBRASKA <br />COUNTY OF <br />The forgoing Acknowledgement of Deed of Trust and Deed of Trust was acknowledged <br />before me this day of by a <br />partner on behalf of a partnership, and were <br />executed in the order set forth above. <br />Notary Public <br />doe8.doc 4 ' 6 of 6 ;, <br />