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rnn z D C rn S c°..a o �i Q (Tl l'1 � 0 ZDi ry ,�-,- rnD to 177) --q m o M CD T pb m � � y. a ► _. fn A r o r n w �- O Q U) F- - 2 CrI E] CD � W � O° " cr7. -+ � Li PREFACE TO DEED OF TRUST o � UNDER FARM HOMESTEAD D SC AIMER PROTECTION ACT 200313459 W H BORROWER Trent P. Nowka, Dawn Nowka ADDRESS 7437 Grand Oaks Dr. Lincoln, NE 68516 IDENTIFICATION NO. TRUSTEE: Union Bank and Trust Company 3643 South 48th Street Lincoln, NE 68501 GRANTOR Trent P. Nowka and Dawn Nowka, Husband & Wife ADDRESS 7437 Grand Oaks Dr. Lincoln, NE 68516 IDENTIFICATION NO. sma2 .i71 a2 DISCLAIMER In accordance with the provisions of the Nebraska Farm Homestead Protection Act, Grantor, prior to executing the attached Deed of Trust dated Sep 30, 2003 by and between Grantor and Union Bank and Trust Company Lender, hereby states and acknowledges: 1. That no part of the homestead of Grantor is presently or will be in the future, situated on the following described real estate (the Property), nor are there any buildings sufficient to be designated as a homestead presently located on the Property. The West Half of the Southwest Quarter (Wl /2 SW1 /4) of Section Twenty One (21), Township Nine (9) North, Range Nine (9) West of the 6th P.M., Hall County, Nebraska, Excepting a tract of land more particularly described as Nowka Pl. Subdivision, Hall County, Nebraska. 2. Grantor acknowledges that while this Deed of Trust is unsatisfied and a lien remains on the Property, Grantor shall have no right presently or in the future to make a designation of homestead on the Property, including, without limitation, in the event of a trustee's sale under the Deed of Trust. 3. Grantor acknowledges that if, contrary to this Disclaimer, Grantor establishes a homestead on the Property during the time the Deed of Trust is unsatisfied and a lien remains on the Property, Grantor shall have no right to make a designation of homestead in the event of a trustee's sale under the Deed of Trust. 4. Grantor states that this acknowledgment is Grantor's knowing and voluntary act and deed, and constitutes a written disclaimer and acknowledgment under the Nebraska Farm Homestead Protection Act and Grantor hereby disclaims any right to designate a homestead in the event of a trustee's sale under the Deed of Trust. 5. Grantor further understands and agrees that this acknowledgment and Disclaimer shall be filed as a Preface to and become a part of the Deed of Trust. cca153 (5/01) Q .A