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<br />PEDRO LOPEZ AND ROSA LOPEZ, HUSBAND AND WIFE
<br />( "Borrower "). The trustee is FIDELITY NATIONAL TITLE INSURANCE
<br />( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERE ") (solely as nominee for Lender, as
<br />hereinafter defined, and Lender's successors and assigns). MFRS is organized and existing under the laws of Delaware, and
<br />has an address and telephone number of Post Office Box 2026, Flint, Miebigan 48501 -2026, telephone (888)679 -MERS.
<br />CHERRY CREEK MORTGAGE CO., INC.
<br />which is organized and existing under the laws of THE STATE OF COLORADO , and whose address is
<br />7600 E. ORCHARD RD #250 -N GREENWOOD VILLAGE, 7600 E. ORCHARD RD
<br />#250 -N 80111 ( "Lender "). Borrower owes Lender the principal surn of
<br />SIXTY -THREE THOUSAND NINE HUNDRED SEVEN AND 00 /100
<br />Dollars (U.S. $ 63, 907.00 ). This debt is evidenced by Borrower's onto dated the same date as this Security
<br />Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />OCTOBER 1, 2033 . This Security Instrument secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other
<br />some, with interest, advanced corder paragraph 7 to protect the security of this Security Instrument; and (c) the performance of
<br />Borrower's covenants and agreements under this Security hlstnunent and the Note. For this purpose, Bomoweq m
<br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale,
<br />the following described property located in BALL County, Nebraska:
<br />THE SOUTHERLY 74.2 FEET OF LOT TEN (10) AND THE
<br />SOUTHERLY 74.2 FEET OF THE EASTERLY 9.6 FEET OF LOT NINE
<br />(9), ALL IN BLOCK FIVE (5), IN ROLLINS ADDITION TO THE CITY
<br />OF GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br />which has the address of 604 NORTH EDDY STREET, GRAND ISLAND (Sneet, City),
<br />Nebraska 68801 [zip Cadel( "Properly Address ");
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenarues, and
<br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security
<br />Instrument All of the foregoing is referred to in this Security hismaw nt as the "Property." Borrower understands and agrees
<br />that MERS holds only legal title to the interests granted by Burrower in this Security Instrument; but, if necessary to comply
<br />with law or citation, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of
<br />those interests, including, but not limited to, the right to fOreel08c and sell the Property; and to take any action required of
<br />Lender including, but not limited to, releasing or canceling this Security Instnunent.
<br />FHA Nebraska Deed of Trust - 2191
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<br />THIS DEED OF TRUST ('Security Instrument ") is made on SEPTEMBER
<br />25, 2003
<br />, among the grantor
<br />1,
<br />PEDRO LOPEZ AND ROSA LOPEZ, HUSBAND AND WIFE
<br />( "Borrower "). The trustee is FIDELITY NATIONAL TITLE INSURANCE
<br />( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERE ") (solely as nominee for Lender, as
<br />hereinafter defined, and Lender's successors and assigns). MFRS is organized and existing under the laws of Delaware, and
<br />has an address and telephone number of Post Office Box 2026, Flint, Miebigan 48501 -2026, telephone (888)679 -MERS.
<br />CHERRY CREEK MORTGAGE CO., INC.
<br />which is organized and existing under the laws of THE STATE OF COLORADO , and whose address is
<br />7600 E. ORCHARD RD #250 -N GREENWOOD VILLAGE, 7600 E. ORCHARD RD
<br />#250 -N 80111 ( "Lender "). Borrower owes Lender the principal surn of
<br />SIXTY -THREE THOUSAND NINE HUNDRED SEVEN AND 00 /100
<br />Dollars (U.S. $ 63, 907.00 ). This debt is evidenced by Borrower's onto dated the same date as this Security
<br />Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />OCTOBER 1, 2033 . This Security Instrument secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other
<br />some, with interest, advanced corder paragraph 7 to protect the security of this Security Instrument; and (c) the performance of
<br />Borrower's covenants and agreements under this Security hlstnunent and the Note. For this purpose, Bomoweq m
<br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale,
<br />the following described property located in BALL County, Nebraska:
<br />THE SOUTHERLY 74.2 FEET OF LOT TEN (10) AND THE
<br />SOUTHERLY 74.2 FEET OF THE EASTERLY 9.6 FEET OF LOT NINE
<br />(9), ALL IN BLOCK FIVE (5), IN ROLLINS ADDITION TO THE CITY
<br />OF GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br />which has the address of 604 NORTH EDDY STREET, GRAND ISLAND (Sneet, City),
<br />Nebraska 68801 [zip Cadel( "Properly Address ");
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenarues, and
<br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security
<br />Instrument All of the foregoing is referred to in this Security hismaw nt as the "Property." Borrower understands and agrees
<br />that MERS holds only legal title to the interests granted by Burrower in this Security Instrument; but, if necessary to comply
<br />with law or citation, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of
<br />those interests, including, but not limited to, the right to fOreel08c and sell the Property; and to take any action required of
<br />Lender including, but not limited to, releasing or canceling this Security Instnunent.
<br />FHA Nebraska Deed of Trust - 2191
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