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200313040 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />lh"") ,�,A� - AM (Seal) <br />THONGL�M MANIVONG - Borrower <br />�a'. 'mg uovt (Seal) <br />PATTHANA MANIVONG U - Borrower <br />0052925740 -9701 <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />=m 6(NE) (0005) Page 14 of 15 09/22/2003 1: 4 0: 5 2 Form 3028 1/01 <br />