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<br />THIS DEED OF TRUST ( "Security Instrument ") is made on SEPTEMBER 29, 2003
<br />The trustor is JOSHUA D MILLER AND CAYLIN R MILLER HUSBAND AND WIFE AS JOINT
<br />TENANTS
<br />( "Borrower "). The trustee is
<br />BANKFIRST 1371 26th Avenue Columbus NE 68601 ( "Trustee "). The beneficiary is
<br />HERITAGE BANK, A NEBRASKA BANKING CORPORATION
<br />which is organized mid existing under the laws of NEBRASKA
<br />and whose address is 110 E 9TH STREET, WOOD RIVER, NEBRASKA 68883
<br />( "Lender "). Borrower owes Lander the principal sum of
<br />EIGHTY EIGHT THOUSAND THREE HUNDRED AND 00 /100 * * * * * * * * **
<br />Delius (U.S. $ 88, 300. 00 ). This debt is evidenced by Borrower's note dated the same date as this Security
<br />Instrunent ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />OCTOBER 1, 2033 . This Security Instrument secures to Lender: (a) the
<br />repayment of the debt evidenced by the Note, with interest, and all renewals, extensions mid modifications of the Note;
<br />(b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security
<br />Instrument; mid (c) the performance of Borrower's covenants and agreements. For this purpose, Borrower irrevocably
<br />grants and conveys to Trustee, in trust, with power of sale, the following described property located in
<br />HALL County, Nebraska:
<br />LOTS NINE (9) AND TEN (10) IN BLOCK TEN (10), BRETT AND JOHNSON'S
<br />ADDITION TO THE VILLAGE OF WOOD RIVER, HALL COUNTY, NEBRASKA.
<br />A.P.N. #: 400177935
<br />which has the address of 406 E 11TH , WOOD RIVER
<br />[SUeed [Cayl
<br />Nebraska 68883 ( "Property Address ");
<br />fZip Code]
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all casearmits,
<br />appurtenances, and fixtures now or hereafter a pmt of the property. All replacements mid additions shall also be
<br />covered by this Security Instrument, All of the foregoing is referred to in this Security Instrument as the "Property.'
<br />NnnRASKA -FHA DEED OF TRDSl mw'
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<br />HERITAGE BANK
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<br />110 E 9TH STREET
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<br />WOOD RIVER,NEBRASKA 68883
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<br />Loan Number: 76483
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<br />[Space Above This
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<br />O
<br />DEED
<br />OF
<br />TRUST
<br />FHA
<br />CASE NO.
<br />321 - 2316724 -703
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on SEPTEMBER 29, 2003
<br />The trustor is JOSHUA D MILLER AND CAYLIN R MILLER HUSBAND AND WIFE AS JOINT
<br />TENANTS
<br />( "Borrower "). The trustee is
<br />BANKFIRST 1371 26th Avenue Columbus NE 68601 ( "Trustee "). The beneficiary is
<br />HERITAGE BANK, A NEBRASKA BANKING CORPORATION
<br />which is organized mid existing under the laws of NEBRASKA
<br />and whose address is 110 E 9TH STREET, WOOD RIVER, NEBRASKA 68883
<br />( "Lender "). Borrower owes Lander the principal sum of
<br />EIGHTY EIGHT THOUSAND THREE HUNDRED AND 00 /100 * * * * * * * * **
<br />Delius (U.S. $ 88, 300. 00 ). This debt is evidenced by Borrower's note dated the same date as this Security
<br />Instrunent ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />OCTOBER 1, 2033 . This Security Instrument secures to Lender: (a) the
<br />repayment of the debt evidenced by the Note, with interest, and all renewals, extensions mid modifications of the Note;
<br />(b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security
<br />Instrument; mid (c) the performance of Borrower's covenants and agreements. For this purpose, Borrower irrevocably
<br />grants and conveys to Trustee, in trust, with power of sale, the following described property located in
<br />HALL County, Nebraska:
<br />LOTS NINE (9) AND TEN (10) IN BLOCK TEN (10), BRETT AND JOHNSON'S
<br />ADDITION TO THE VILLAGE OF WOOD RIVER, HALL COUNTY, NEBRASKA.
<br />A.P.N. #: 400177935
<br />which has the address of 406 E 11TH , WOOD RIVER
<br />[SUeed [Cayl
<br />Nebraska 68883 ( "Property Address ");
<br />fZip Code]
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all casearmits,
<br />appurtenances, and fixtures now or hereafter a pmt of the property. All replacements mid additions shall also be
<br />covered by this Security Instrument, All of the foregoing is referred to in this Security Instrument as the "Property.'
<br />NnnRASKA -FHA DEED OF TRDSl mw'
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